Show your team spirit and local pride, plus earn reward points with the official Blue Wahoos MasterCard!

Balance is the key. For everything in life. Creating balance requires financial strength. Having control of your money allows you to move forward on your journey so you can afford to do the things you love. Create balance today by transferring your high interest rate credit card balance to a new Pen Air MasterCard®  between 1/15/17 and 3/15/17 and receive 3.99% APR1 and start on your path of financial balance.

Blue Wahoos MasterCard Credit Card Benefits

  • Annual Percentage Rate as low as 9.40% on Platinum Rewards card1.
  • Purchases and cash advances receive the same low rate! Access instant cash up to your available credit line at the same low rate you receive for credit card purchases. Conveniently withdraw money from any ATM displaying the MasterCard logo.
  • No Annual Fees or Balance Transfer Fees. Balances are transferred, at no charge, up to your available credit line.
  • Earn CURewards® on each purchase made - one point for every dollar spent.

Non-members may apply for a Pen Air MasterCard credit card, but before the card can be issued, the borrower must join the Credit Union.

You may apply online for a MasterCard credit card, apply at any location or contact Pen Air at 850.505.3200 .

*ATM withdrawals and cash advances do not qualify for rewards incentives.



Please Note: A credit card may not be issued to a consumer younger than age 21 unless the written application includes (1) an individual cosigner age 21 or older; or, (2) consumer submission of financial information indicating an independent means of repaying any credit card obtained.

1© 2017 Pen Air Federal Credit Union. * APR = Annual Percentage Rate. 3.99% APR is available for balance transfers made between 1/15/17 and 3/15/17 on all new Pen Air credit cards. The 3.99% APR balance transfer rate is good through the March 2018 billing cycle as long as your account remains in good standing. After the March 2018 billing statement cycle, unpaid balances revert to your current APR which ranges from 9.4% to 18% APR. Your current APR may vary with the market and is based on the Wall Street Journal Prime Rate and subject to change. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate will default to your Penalty APR. Cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Subject to credit approval. Additional limitations, terms and conditions may apply.

Pensacola Blue Wahoos