Pen Air making banking easy at the office, at home or on the go.




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Account Access

Online and Mobile Banking

Our no-cost Online and Mobile Banking services allow you to pay bills, transfer funds, deposit checks, locate an ATM or apply for a loan – wherever and whenever it’s convenient for you. Less time banking means more time for everything else.

Send Money is in one convenient location!

We have the following five videos that show how easy it is to use:

  • Overview
  • Activities
  • Pay a Bill
  • Pay a Person
  • Transfer Money

Still have questions? Here is our list of frequently asked questions

Sign up for Pen Air eStatements today!

Receive eStatements

Safe, 24/7 access to your account statements

pay bills icon

Send Money

Quickly schedule one-time or recurring payments, make external transfers to your accounts at other financial institutions and send money to a person easily.


Mobile check deposit. Deposit your checks from anywhere with our Mobile app

Mobile Check Deposit*

Easily deposit checks from home or on the go using our mobile app and your device’s camera.


Pen Air is here for you, report your lost or stolen card.

Card Management*

Set up notifications for account activity, balance updates, and report your cards lost or stolen with ease inside Online Banking or the Mobile App.

Hey Alexa what's my balance? Use Alexa to check your balance and last transcations now


Enable the Pen Air skill on your Amazon Alexa device.

Then say, “Alexa, what’s the balance of my savings account?” OR “Alexa, tell me the recent transactions for my checking account.”

For your security, you’ll be asked to set up a voice PIN when you ask Alexa for account information.

You can use the Pen Air mobile app on your smartwatch!


Mobile users can set up an Apple Watch (iPhone) or Android Smartwatch.

Quickbooks and Quicken

Download reports quickly from Online Banking.




Use the Mastercard Bill Updater and stay in the know.

Mastercard® Automatic Billing Updater

Ensures uninterrupted payment and service in the event a card number changes or expires.


*Standard text messaging and data rates may apply.
Members should be aware that, while Pen Air Federal Credit Union does monitor fraudulent or suspicious account activity and may proactively contact a member about this activity, we will never call and ask for confidential information such as your entire account number or PIN. Call 850.505.3200 if you have provided confidential information.

Purchase rewards

Put money back into your pocket with Purchase Rewards. Forget clipping coupons, you can get cash offers when using your Pen Air Mastercard® Debit Card at all of the places you like to shop! Here’s how to get started:

  • Log in to your Online or Mobile Banking account to see your offers.
  • Click on the individual retail offers to activate and they will automatically load to your Pen Air Mastercard Debit Card. The more you use your card, the more offers you can receive and the more rewards you can earn.
  • Shop at those retailers online or in stores to redeem your offers by paying with your Pen Air Mastercard Debit Card.
  • Enjoy cash back, deposited right into your account at the end of the next month.
  • Activate new offers right when and where you need them.
  • Get directions to the nearest store while you’re out and about, so you can redeem offers right away.
  • There’s no obligation, no limit to the number of offers you can receive and no cost to earn your Purchase Rewards.

Purchase Rewards FAQs