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Pen Air making banking easy at the office, at home or on the go.

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COVID-19 UPDATE FOR SMALL BUSINESSES

The Small Business Development Center has Federal Disaster Loans available for small businesses in both Alabama and Florida.

On Monday, March 16, 2020, Governor DeSantis announced the activation of the Florida Small Business Emergency Bridge Loan Program.

This program is available to small business owners in Florida that experienced economic damage as a result of the COVID-19 outbreak.

Loans are available up to $50,000 per eligible small business. Loans of up to $100,000 may be made in special cases.

Term is one year.

Interest-free for one year. 12% annually on any unpaid balance thereafter.

For-profit employers with 2-100 employees that maintain a place of business in Florida and can show financial harm due to the COVID-19 disaster.

Application deadline is May 8, 2020.

Learn more about these loans by visiting:

Florida

Alabama

Business Solutions

Pen Air is here to help make banking simple and stress free for you and your business. As a Business Member, you have an entire team dedicated to serving all your business needs, from loans, account set up, questions, and everything in between.

 CheckingSavingsMoney MarketHSA
Minimum Balance Required$0$25$2500$0
Interest EarnedN/ADailyDailyDaily

Contact our Business Solutions Team with any questions by calling 850.505.3200 ext. 7380 or by email.

Sole Proprietor/DBAOpened EntryClosed Entry

  • Valid Photo ID
  • Business License
  • Certificate of Fictitious Name
  • Valid Social Security or Tax Identification Number
  • Valid Social Security Number for each Authorized Signer

PartnershipOpened EntryClosed Entry

  • Valid Photo ID for Both Partners
  • Business License
  • Written Partnership Agreement
  • Certificate of Fictitious Name
  • Valid Tax Identification Number

Limited Liability Corporation (LLC)Opened EntryClosed Entry

  • Valid Photo IDs for All Owners
  • Business License
  • Articles of Organization (Used to Obtain the Business License)
  • Certificate of Fictitious Name
  • Valid Tax Identification Number

CorporationOpened EntryClosed Entry

  • Valid Photo IDs for All Owners
  • Occupational/Business License
  • Articles of Incorporation
  • Valid Tax Identification Number

Associations, Churches and Club AccountsOpened EntryClosed Entry

  • Company Charter or Bylaws
  • Articles of Organization
  • Valid Tax Identification Number
  • Minute From the Most Recent Meeting, Identifying Officers, Titles and the Nature of the Business
  • Valid Exemption Certificate, If Applicable

Business Services

Every business is unique and your business is no exception. At Pen Air, we give your business the respect it deserves by delivering the everyday business tools, services, and expertise you need to keep your business moving forward.

Everything your business needs-all in one convenient place. We offer a wide range of business banking solutions designed to help you easily manage your daily cash flow, manage transactions, plan for the future, and more.