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Pen Air has the borrowing solution you need.

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Additional Disclosures

New Auto/Truck

  • Present calendar year and one model year old makes, that have not been previously titled, only.
  • No application fee
  • Rates vary based on term.
  • All rates are based on an evaluation of credit history, so your rate may differ.
  • Up to 90 days to first payment; interest will still accrue.
  • New Auto/Truck: Estimated monthly payment of $18 per $1,000 borrowed for a term of 60 months. The APR is the Credit Union’s standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

Rates are effective as of November 6, 2019

Used Auto/Truck

  • Used is all previously titled auto/truck’s.
  • Maximum mileage 125,000.
  • Minimum loan amount $1,000.
  • No application fee.
  • Rates vary based on term and the age of the used auto/truck.
  • All rates are based on an evaluation of credit history, so your rate may differ.
  • Up to 90 days to first payment; interest will still accrue.
  • Used Auto/Truck: Estimated monthly payment of $18 per $1,000 borrowed for a term of 60 months. The APR is the Credit Union’s standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

Rates are effective as of November 6, 2019