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X-WR-CALDESC:Events for PenAir Credit Union
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260804T123000
DTEND;TZID=America/Chicago:20260804T133000
DTSTAMP:20260722T102627
CREATED:20260309T202638Z
LAST-MODIFIED:20260309T202844Z
UID:10000191-1785846600-1785850200@www.penair.org
SUMMARY:Raising Financially Mindful Teens
DESCRIPTION:The teen years are a critical time for developing financial independence. This workshop supports parents and teens in navigating real-world money decisions such as spending\, saving\, earning\, and credit awareness. Through practical tools and guided discussion\, participants learn how to foster confidence\, responsibility\, and mindful financial decision-making. \nKey Objectives: \n\nIdentify key money skills teens need to build financial independence.\nUnderstand how spending\, saving\, earning\, and credit awareness apply to real-life teen experiences.\nUse practical tools to support confident and responsible money decisions.\nApply strategies for having productive\, age-appropriate money conversations between parents\nand teens.\n\nWho should attend: \n\nParents or caregivers of teens who want to support healthy financial habits.\nTeens preparing to manage money independently.\nFamilies looking to build shared understanding and open dialogue around money.\nAnyone preparing for financial independence for the first time\nEducators\, coaches\, or mentors guiding teens in life skills
URL:https://www.penair.org/event/raising-financially-mindful-teens/2026-08-04/
LOCATION:FL
CATEGORIES:Seminar
ATTACH;FMTTYPE=image/jpeg:https://www.penair.org/files/Aug_1920x1080.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260813T160000
DTEND;TZID=America/Chicago:20260813T170000
DTSTAMP:20260722T102627
CREATED:20260309T202638Z
LAST-MODIFIED:20260309T202844Z
UID:10000192-1786636800-1786640400@www.penair.org
SUMMARY:Raising Financially Mindful Teens
DESCRIPTION:The teen years are a critical time for developing financial independence. This workshop supports parents and teens in navigating real-world money decisions such as spending\, saving\, earning\, and credit awareness. Through practical tools and guided discussion\, participants learn how to foster confidence\, responsibility\, and mindful financial decision-making. \nKey Objectives: \n\nIdentify key money skills teens need to build financial independence.\nUnderstand how spending\, saving\, earning\, and credit awareness apply to real-life teen experiences.\nUse practical tools to support confident and responsible money decisions.\nApply strategies for having productive\, age-appropriate money conversations between parents\nand teens.\n\nWho should attend: \n\nParents or caregivers of teens who want to support healthy financial habits.\nTeens preparing to manage money independently.\nFamilies looking to build shared understanding and open dialogue around money.\nAnyone preparing for financial independence for the first time\nEducators\, coaches\, or mentors guiding teens in life skills
URL:https://www.penair.org/event/raising-financially-mindful-teens/2026-08-13/
LOCATION:FL
CATEGORIES:Seminar
ATTACH;FMTTYPE=image/jpeg:https://www.penair.org/files/Aug_1920x1080.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260901T123000
DTEND;TZID=America/Chicago:20260901T133000
DTSTAMP:20260722T102627
CREATED:20260309T203435Z
LAST-MODIFIED:20260309T203435Z
UID:10000193-1788265800-1788269400@www.penair.org
SUMMARY:Buy It or Lease It? Driving Through Your Options
DESCRIPTION:Purchasing or leasing a vehicle is a decision that impacts your budget\, lifestyle\, and long-term financial goals. In this informative workshop\, we’ll navigate the pros\, cons\, and hidden considerations behind each choice. Whether you’re looking for a personal car or an upgrade\, you’ll gain the insights you need to make a confident\, informed decision. \nKey Objectives: \n\nIdentify the benefits and drawbacks of buying versus leasing a vehicle.\nCompare the total cost of ownership for both options over time.\nUnderstand how lifestyle\, driving habits\, and mileage impact your choice.\nRecognize tax\, insurance\, and financing considerations for each option.\n\nWho should attend: \n\nIndividuals preparing to purchase or lease a personal vehicle.\nSmall business owners considering fleet or company car options.\nFinancial advisors or consultants helping clients make vehicle decisions.\nCar enthusiasts weighing long-term financial implications of ownership.\nAnyone interested in maximizing value and avoiding costly mistakes in vehicle acquisition.
URL:https://www.penair.org/event/buy-it-or-lease-it-driving-through-your-options/2026-09-01/
LOCATION:FL
CATEGORIES:Seminar
ATTACH;FMTTYPE=image/jpeg:https://www.penair.org/files/Sept_1920x1080.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260910T160000
DTEND;TZID=America/Chicago:20260910T170000
DTSTAMP:20260722T102627
CREATED:20260309T203435Z
LAST-MODIFIED:20260309T203435Z
UID:10000194-1789056000-1789059600@www.penair.org
SUMMARY:Buy It or Lease It? Driving Through Your Options
DESCRIPTION:Purchasing or leasing a vehicle is a decision that impacts your budget\, lifestyle\, and long-term financial goals. In this informative workshop\, we’ll navigate the pros\, cons\, and hidden considerations behind each choice. Whether you’re looking for a personal car or an upgrade\, you’ll gain the insights you need to make a confident\, informed decision. \nKey Objectives: \n\nIdentify the benefits and drawbacks of buying versus leasing a vehicle.\nCompare the total cost of ownership for both options over time.\nUnderstand how lifestyle\, driving habits\, and mileage impact your choice.\nRecognize tax\, insurance\, and financing considerations for each option.\n\nWho should attend: \n\nIndividuals preparing to purchase or lease a personal vehicle.\nSmall business owners considering fleet or company car options.\nFinancial advisors or consultants helping clients make vehicle decisions.\nCar enthusiasts weighing long-term financial implications of ownership.\nAnyone interested in maximizing value and avoiding costly mistakes in vehicle acquisition.
URL:https://www.penair.org/event/buy-it-or-lease-it-driving-through-your-options/2026-09-10/
LOCATION:FL
CATEGORIES:Seminar
ATTACH;FMTTYPE=image/jpeg:https://www.penair.org/files/Sept_1920x1080.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261006T123000
DTEND;TZID=America/Chicago:20261006T133000
DTSTAMP:20260722T102627
CREATED:20260309T203945Z
LAST-MODIFIED:20260309T203945Z
UID:10000195-1791289800-1791293400@www.penair.org
SUMMARY:Tap Into Wise Credit Card Use
DESCRIPTION:Credit cards are part of everyday life but using them well requires more than knowing the basics. This session helps participants understand the habits and mindsets that shape their spending—and how small changes can make credit cards work for them\, not against them. This session offers clear guidance\, practical tips\, and simple ways to build healthier credit behaviors that support long-term financial confidence. \nKey Objectives: \n\nAn easy-to-follow look at how attitudes and habits influence credit card decisions.\nPractical strategies for avoiding common credit pitfalls and keeping spending on track.\nTips for using credit cards in ways that support personal goals and financial wellbeing.\nA straightforward breakdown of how credit scores work and how to build them responsibly.\nGuidance on getting value from rewards without creating financial stress.\n\nWho should attend: \n\nAnyone who wants to feel more confident using credit cards.\nPeople looking to build better spending habits or reduce credit-related stress.\nNew or experienced credit card users who want clear\, practical tips.\nIndividuals interested in improving their credit profile in a balanced\, sustainable way.
URL:https://www.penair.org/event/tap-into-wise-credit-card-use-3/2026-10-06/
LOCATION:FL
CATEGORIES:Seminar
ATTACH;FMTTYPE=image/jpeg:https://www.penair.org/files/Oct_1920x1080.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261015T160000
DTEND;TZID=America/Chicago:20261015T170000
DTSTAMP:20260722T102627
CREATED:20260309T203945Z
LAST-MODIFIED:20260309T203945Z
UID:10000196-1792080000-1792083600@www.penair.org
SUMMARY:Tap Into Wise Credit Card Use
DESCRIPTION:Credit cards are part of everyday life but using them well requires more than knowing the basics. This session helps participants understand the habits and mindsets that shape their spending—and how small changes can make credit cards work for them\, not against them. This session offers clear guidance\, practical tips\, and simple ways to build healthier credit behaviors that support long-term financial confidence. \nKey Objectives: \n\nAn easy-to-follow look at how attitudes and habits influence credit card decisions.\nPractical strategies for avoiding common credit pitfalls and keeping spending on track.\nTips for using credit cards in ways that support personal goals and financial wellbeing.\nA straightforward breakdown of how credit scores work and how to build them responsibly.\nGuidance on getting value from rewards without creating financial stress.\n\nWho should attend: \n\nAnyone who wants to feel more confident using credit cards.\nPeople looking to build better spending habits or reduce credit-related stress.\nNew or experienced credit card users who want clear\, practical tips.\nIndividuals interested in improving their credit profile in a balanced\, sustainable way.
URL:https://www.penair.org/event/tap-into-wise-credit-card-use-3/2026-10-15/
LOCATION:FL
CATEGORIES:Seminar
ATTACH;FMTTYPE=image/jpeg:https://www.penair.org/files/Oct_1920x1080.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261110T123000
DTEND;TZID=America/Chicago:20261110T133000
DTSTAMP:20260722T102627
CREATED:20260309T204311Z
LAST-MODIFIED:20260309T204311Z
UID:10000197-1794313800-1794317400@www.penair.org
SUMMARY:The Sandwich Generation: Strategies for Multigenerational Caregivers
DESCRIPTION:Caring for both children and aging loved ones can strain time\, finances\, and emotional wellbeing. This workshop helps multigenerational caregivers understand competing financial demands\, plan proactively\, and access resources. Participants learn strategies to reduce stress\, set boundaries\, and support stability for themselves and their families. \nKey Objectives: \n\nIdentify the financial challenges unique to multigenerational caregiving.\nUnderstand competing financial priorities and how to plan for them proactively.\nApply strategies to reduce financial and emotional stress while setting healthy boundaries.\nIdentify resources and tools that support long-term stability for caregivers and families.\n\nWho should attend: \n\nIndividuals caring for both children and aging loved ones.\nMultigenerational caregivers seeking practical financial guidance and support.\nAnyone balancing caregiving responsibilities while managing household finances.
URL:https://www.penair.org/event/the-sandwich-generation-strategies-for-multigenerational-caregivers/2026-11-10/
LOCATION:FL
CATEGORIES:Seminar
ATTACH;FMTTYPE=image/jpeg:https://www.penair.org/files/Nov_1920x1080.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261119T160000
DTEND;TZID=America/Chicago:20261119T170000
DTSTAMP:20260722T102627
CREATED:20260309T204311Z
LAST-MODIFIED:20260309T204311Z
UID:10000198-1795104000-1795107600@www.penair.org
SUMMARY:The Sandwich Generation: Strategies for Multigenerational Caregivers
DESCRIPTION:Caring for both children and aging loved ones can strain time\, finances\, and emotional wellbeing. This workshop helps multigenerational caregivers understand competing financial demands\, plan proactively\, and access resources. Participants learn strategies to reduce stress\, set boundaries\, and support stability for themselves and their families. \nKey Objectives: \n\nIdentify the financial challenges unique to multigenerational caregiving.\nUnderstand competing financial priorities and how to plan for them proactively.\nApply strategies to reduce financial and emotional stress while setting healthy boundaries.\nIdentify resources and tools that support long-term stability for caregivers and families.\n\nWho should attend: \n\nIndividuals caring for both children and aging loved ones.\nMultigenerational caregivers seeking practical financial guidance and support.\nAnyone balancing caregiving responsibilities while managing household finances.
URL:https://www.penair.org/event/the-sandwich-generation-strategies-for-multigenerational-caregivers/2026-11-19/
LOCATION:FL
CATEGORIES:Seminar
ATTACH;FMTTYPE=image/jpeg:https://www.penair.org/files/Nov_1920x1080.jpg
END:VEVENT
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