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Outage Alert

Digital Banking is experiencing slow loading times and is intermittently unavailable. We apologize for any inconvenience and will have normal operations restored soon.

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Digital Banking

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Vehicle Loans Assistance

Auto Loan Refinance

It depends on your current interest rate and loan term compared to what you qualify for with Pen Air.

You can apply for the loan in only your name. However, you must qualify for the loan in only your name in order to be approved.

Possibly! It depends on your overall credit qualifications and the term of your loan.

New Auto Loans

At PenAir Credit Union, there are three ways to apply for an auto loan: an online application, by phone when you call 850.505.3200, or in person at your local branch.

Depending on multiple factors, such as credit score, some consumers may qualify for financing of 84 months of a seven-year term or more.

Recreational Vehicle Loans

No, you don't need to have a PenAir account to apply. However, if you're approved for a loan, you'll need to become a PenAir member to access the funds. Don't worry, the membership process is quick and easy!