Apple Pay

At Pen Air we know that less time banking means more time for everything else. We have joined forces with Apple® so that you can now use your Pen Air credit or debit card directly from your iPhone 7®, iPad Air® 2, iPad Mini™ 3 and Apple Watch to pay for purchases without swiping your cards at the register. Simplify the process by paying with a single touch of your finger!

With Apple Pay™, a unique Device Account Number is assigned, encrypted and securely stored instead of using your actual credit and debit card numbers when you add a Pen Air card to your Wallet®. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment and they are not stored on Apple servers.

In addition, paying with Apple Pay is private as the cashier never sees your name, card numbers or security code.

Pay with Apple


Adding your Pen Air card(s) to Apple Pay is easy:

iPhone 6®:

1. Open Wallet

2. Tap the plus sign in the upper right corner

3. Use the camera on your phone to take a photo of the card information or type it manually.

4. Verify the information

iPad Air® 2 or iPad Mini® 3:

1. Go into Settings

2. Select Wallet and Apple Pay

3. Choose Add Credit or Debit card

4. Follow the onscreen instructions to add your card

Apple Watch:

1. Open the Apple Watch app on iPhone

2. Select Wallet and Apple Pay

3. Tap on Add Credit or Debit card

4. Follow the onscreen instructions to add your card

How to Use

Using Apple Pay is simple and secure:

1. First, look for the Contactless symbol or Apple Pay symbol when you are checking out and hold your phone near the contactless reader.

2. Place your finger on the Touch ID ™ or enter a passcode, if prompted, and sign a receipt.

3. Keep your phone by the reader until it vibrates and beeps indicating your payment

was accepted.