Celebrate Your Savings
When you transfer your balances to a new Pen Air Platinum Mastercard®. Receive a rate as low as 3.49% APR* on balance transfers made between January 15, 2019 and February 22, 2019 on a new Pen Air Credit Card. Apply for your new Pen Air Credit Card today!
This card features the same low rates and competitive benefits of other Pen Air Credit Cards.
- Annual Percentage Rate as low as 11.15% on Platinum Rewards card.1
- Purchases and cash advances receive the same low rate! Access instant cash up to your available credit line at the same low rate you receive for credit card purchases. Conveniently withdraw money from any ATM displaying the Mastercard logo.
- No Annual Fees or Balance Transfer Fees. Balances are transferred, at no charge, up to your available credit line.
- Earn CURewards® on each Platinum Mastercard purchase made - one point for every dollar spent.
Non-members may apply for a Pen Air Platinum Mastercard Credit Card, but before the card can be issued, the borrower must join the Credit Union.
You may apply online for a Platinum Mastercard Credit Card, apply at any location or call Pen Air at 850.505.3200 .
Please Note: A credit card may not be issued to a consumer younger than age 21 unless the written application includes (1) an individual cosigner age 21 or older; or, (2) consumer submission of financial information indicating an independent means of repaying any credit card obtained.
© 2019 Pen Air Federal Credit Union. 1 APR = Annual Percentage Rate. *3.49% APR or 5.49% APR offer is valid for balance transfers made between 1/15/19 and 2/22/19 on all new Pen Air credit cards and subject to credit approval. Rate is based on credit worthiness. The balance transfer rate is good through the January 2020 billing cycle as long as your account remains in good standing. After that, unpaid balances revert to your standard APR which ranges from 11.15% to 18% APR. Your standard APR may vary with the market and is based on the Wall Street Journal Prime Rate and is subject to change without notice. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate may default to your Penalty APR. The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Existing credit card or loan balances currently with Pen Air FCU do no qualify for this introductory offer. The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Subject to credit approval. Additional limitations, terms and conditions may apply.