Create Balance

Focus on getting more out of life with an introductory rate of 2.99% APR* on purchases and balance transfers made in the first 90 days of opening your new Pen Air credit card. Offer valid July 15 - August 31, 2018. Apply for your card today!

UWF Mastercard Credit Card - a women's hand showing a close up of the UWF credit card

University of West Florida Platinum Mastercard®

University of West Florida Employee and Alumni Benefits

We understand and value the importance of connecting with our community by keeping it strong and healthy. Supporting programs like UWF Athletics, the Alumni Association, Financial Education Boot Camps and now Pen Air Field are some of the many ways we connect and support our vibrant and growing local University and community.

We're committed to helping you improve your life, and to help you reach your financial goals. That's what motivates us to deliver the personalized solutions you deserve, and because you are an Argo Alumni or an employee of the University of West Florida we have exclusive benefits just for you!

  • Educational workshops and tools
  • Retirement planning and legal services
  • Health Savings accounts
  • Banking and Lending Solutions
  • Youth Programs
  • Bonus Member Benefits with Love My Credit Union, TrueCar, TruStage, and more
  • Banking on the go

We are here to help provide all the financial tools you will need to make your dreams a reality. Membership is easy because you are an Argo , or you can become eligible for membership with us by joining the UWF Alumni Association.

Open your account online , at any location, contact us by email or call 850.505.3200 Ext 7380.

Get the Official Credit Card of the University of West Florida Alumni Association

A local Credit Card should provide the convenience and peace of mind you need, with the perks and rewards you deserve. With great rates, no hidden fees and builit-in security features, our Credit Cards deliver the purchasing power to bring your dreams to life. Apply for your UWF Platinum Mastercard® Credit Card today!

This card features the same low rates and competitive benefits as existing Pen Air Credit Cards with an additional perk: Each time you use your UWF Platinum Mastercard® Credit Card, your everyday transactions double as a donation to the University of West Florida Alumni Association and the Alumni Grant Programs2 !

University of West Florida Platinum Mastercard® Credit Card Benefits

  • Annual Percentage Rate as low as 10.65% APR  .
  • No Annual Fees or Balance Transfer Fees.
  • EMV chip-enabled technology for heightened security
  • Easy access, manage your account on your time with online banking
  • Earn CURewards® on each Platinum Mastercard purchase made - one point for every dollar spent.

Apply online , at any location, or call us today.


Please Note: Non-members may apply for a Pen Air Mastercard® Credit Card, but before the card can be issued, the borrower must join the credit union. A credit card may not be issued to a consumer younger than age 21 unless the written application includes (1) an individual cosigner age 21 or older; or, (2) consumer submission of financial information indicating an independent means of repaying any credit card obtained.

 © 2018 Pen Air Federal Credit Union. Offer valued on new Pen Air credit cards opened July 15 - August 31, 2018. *Subject to credit approval. Additional limitations, terms and conditions may apply. ** APR = Annual Percentage Rate. 2.99% APR available on purchases and balances transferred within 90 days after opening your new Pen Air credit card. The 2.99% APR is good on your purchases and transferred balances through the July 2019 billing period as long as your account remains in good standing. After that, unpaid balances revert to your standard APR which currently ranges from 10.65% to 18.00% APR. Your standard APR may vary  based on the Wall Street Journal Prime Rate and is subject to change without notice. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate may default to your Penalty APR.  The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Existing credit card or loan balances currently with Pen Air FCU do not qualify for this introductory offer.  2 A percentage of transaction income earned is directly donated to the University of West Florida Alumni Association and the Alumni Grant Programs.