Celebrate Your Savings

When you transfer your balances to a new Pen Air Platinum Mastercard®. Receive a rate as low as 3.39% APR* on balance transfers made between January 15, 2019 and February 22, 2019 on a new Pen Air Credit Card. Apply for your new Pen Air Credit Card today!

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When you use your Blue Wahoos  Platinum Mastercard Credit Card, your everyday transactions also generate a donation to Early Brain Development1. Every year, 1,000 of the 3,000 5-year-olds in Escambia County show up for their first day of school behind their kindergarten classmates, some by as much as two years. A key reason is many parents don't understand the role of language in brain development. Nearly 85 percent of a child's brain is developed during the first three years of life. This is why it's critical we reach parents well before children reach kindergarten.

Blue Wahoos Platinum Mastercard® Credit Card Benefits

  • Standard rates as low as 11.15% APR1.
  • Purchases and cash advances receive the same low rate! Access instant cash up to your available credit line at the same low rate you receive for credit card purchases. Conveniently withdraw money from any ATM displaying the Mastercard logo.
  • No Annual Fees or Balance Transfer Fees. Balances are transferred, at no charge, up to your available credit line.
  • Everyday transactions also generate a donation to Early Brain Development initiatives.2
  • Earn CURewards® on each purchase made - one point for every dollar spent.

Non-members may apply for a Pen Air Mastercard Credit Card, but before the card can be issued, the borrower must join the Credit Union.

You may apply online for a Mastercard Credit Card, apply at any location or contact Pen Air at 850.505.3200 .

To learn more about Early Brain Development initiatives, visit the Studer Community Institute.

ATM withdrawals, balance transfers and cash advances do not qualify for rewards incentives.



Please Note: A credit card may not be issued to a consumer younger than age 21 unless the written application includes (1) an individual cosigner age 21 or older or, (2) consumer submission of financial information indicating an independent means of repaying any credit card obtained.

 © 2019 Pen Air Federal Credit Union. 1APR = Annual Percentage Rate. *3.49% APR or 5.49% APR offer is valid for balance transfers made between 1/15/19 and 2/22/19 on all new Pen Air credit cards and subject to credit approval. Rate is based on credit worthiness. The balance transfer rate is good through the January 2020 billing cycle as long as your account remains in good standing. After that, unpaid balances revert to your standard APR which ranges from 11.15% to 18% APR.  Your standard APR may vary with the market and is based on the Wall Street Journal Prime Rate and is subject to change without notice. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate may default to your Penalty APR.   The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Existing credit card or loan balances currently with Pen Air FCU do no qualify for this introductory offer.  2A percentage of transaction income earned is directly donated to Early Brain Development initiatives in the Pensacola Metro Area.  Cash Advances and Balance Transfers do not qualify for donation.

Blue Wahoos Mastercard Credit Card - a baseball player bent down to scoop up the ball

Pensacola Blue Wahoos Platinum Mastercard®