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Focus on getting more out of life with an introductory rate of 2.99% APR* on purchases and balance transfers made in the first 90 days of opening your new Pen Air credit card. Offer valid July 15 - August 31, 2018. Apply today for your card today!

Show your team spirit, local pride and give back to Early Brain Development, while earning reward points with the official Blue Wahoos  Mastercard® Credit Card!

When you use your Blue Wahoos  Mastercard Credit Card, your everyday transactions also generate a donation to Early Brain Development1. Every year, 1,000 of the 3,000 5-year-olds in Escambia County show up for their first day of school behind their kindergarten classmates, some by as much as two years. A key reason is many parents don't understand the role of language in brain development. Nearly 85 percent of a child's brain is developed during the first three years of life. This is why it's critical we reach parents well before children reach kindergarten.

Blue Wahoos  Mastercard® Credit Card Benefits

  • Standard rates as low as 10.65% APR.
  • Purchases and cash advances receive the same low rate! Access instant cash up to your available credit line at the same low rate you receive for credit card purchases. Conveniently withdraw money from any ATM displaying the Mastercard logo.
  • No Annual Fees or Balance Transfer Fees. Balances are transferred, at no charge, up to your available credit line.
  • Everyday transactions also generate a donation to Early Brain Development initiatives.1
  • Earn CURewards® on each purchase made - one point for every dollar spent.

Non-members may apply for a Pen Air Mastercard Credit Card, but before the card can be issued, the borrower must join the Credit Union.

You may apply online for a Mastercard Credit Card, apply at any location or contact Pen Air at 850.505.3200 .

To learn more about Early Brain Development initiatives, visit the Studer Community Institute.

ATM withdrawals, balance transfers and cash advances do not qualify for rewards incentives.



Please Note: A credit card may not be issued to a consumer younger than age 21 unless the written application includes (1) an individual cosigner age 21 or older or, (2) consumer submission of financial information indicating an independent means of repaying any credit card obtained.

 © 2018 Pen Air Federal Credit Union. Offer valued on new Pen Air credit cards opened July 15 - August 31, 2018. *Subject to credit approval. Additional limitations, terms and conditions may apply. ** APR = Annual Percentage Rate. 2.99% APR available on purchases and balances transferred within 90 days after opening your new Pen Air credit card. The 2.99% APR is good on your purchases and transferred balances through the July 2019 billing period as long as your account remains in good standing. After that, unpaid balances revert to your standard APR which currently ranges from 10.65% to 18.00% APR. Your standard APR may vary  based on the Wall Street Journal Prime Rate and is subject to change without notice. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate may default to your Penalty APR.  The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Existing credit card or loan balances currently with Pen Air FCU do not qualify for this introductory offer. 1A percentage of transaction income earned is directly donated to Early Brain Development initiatives in the Pensacola Metro Area. Cash Advances and Balance Transfers do not qualify for donation.

Blue Wahoos Mastercard Credit Card - a baseball player bent down to scoop up the ball

Pensacola Blue Wahoos Platinum Mastercard®