For Loan Rate Specials and other loan types and corresponding rates, contact Pen Air at 850.505.3200.

Loan Type Approx. Term APR*
New Auto/Truck
up to 84 mos 2.49% to 18%
Used Auto/Truck
up to 72 mos 2.74% to 18%
New or Used Boat
up to 84 mos 4.99% to 18%
up to 60 mos 5.90% to 18%
Line of Credit
up to 60 mos 14.9%
New & Used Motorcycle
up to 84 mos 4.99% to 18%
Certificate Secured
up to 60 mos 3.00% to 18%
New & Used Recreational Vehicle
up to 84 mos 4.99% to 18%
Miscellaneous Secured
up to 60 mos 4.99% to 18%

Rates are effective as of August 22, 2017

Approximate Term is provided to disclose the term we use to calculate payments for the Credit Union's loan products.

*APR = Annual Percentage Rate. Rates are based on the evaluation of an applicant's credit and may vary.

Additional terms, conditions and restrictions may apply. Rates are subject to change without notice.

All loans are subject to credit approval.

Affordable Loan Rates