You deserve to go after your dreams. With rates as low as 5.90% APR1 and no payments for 90 days2, you can take care of a Pen Air Personal Loan today! Offer is valid June 1 - July 31, 2019.

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Our competitive rates and fixed monthly repayment plan will have you reaching your dreams sooner! This short-term loan is approved for a set amount; the payment and terms are then scheduled for repayment.


  • Debt consolidation, medical expenses or emergencies
  • Vacation, home improvements, pool, applicance upgrades or college expenses

What you should know:

  • No collateral required for approval
  • Competitive rates starting as low as 5.90% APR1
  • Loans from $500 to $25,0003
  • Terms range from one to five years4
  • Quick release of funds
  • Pay early and save on interest. No prepayment penalities5.
  • No origination fees
How much can I afford to borrow


Loan Type Approx. Term APR*
up to 60 mos 5.90% to 18%

©2019 Pen Air Federal Credit Union. NMLS #413053. APR = Annual Percentage Rate. Rates are effective as of July 10, 2019. 1Rates as low as 5.90% APR. All rates are based on an evaluation of credit history, so your rate may differ. All loans are subject to credit approval. 2Interest will still acrue with the NO Payment for 90 days offer. 3Loans range from minimum of $500 to a maximum loan amount of $25,000. A $5,000 personal loan for 5 years at 8.90% APR will have a monthly payment of $103.58. 4Term of up to 60 months. Maximum loan term will depend on amount of the loan. 5No application fee or prepayment penalties. Additional terms, conditions and restrictions may apply. Rates are subject to change without notice. Rates not applicable for existing Pen Air Loans. Call toll-free 1.877.4PENAIR for complete details.

Line of Credit

A Pen Air Line of Credit is a set loan amount that is extended to you as an unsecured loan. As each purchase or advance is made by you, the amount is debited from your approved line of credit amount. As payments are made, including the interest on the advanced amount, those funds become available to you again.

What you should know:

  • Emergency uses
  • Quick access to funds
  • Fixed Rate
  • No origination fees
Loan Type Approx. Term APR*
Line of Credit
up to 60 mos 14.9%

*The APR is the Credit Union's Standard Rate as of July 10, 2019. The rate is fixed. The rate you qualify to receive may vary depending on individual credit history and underwriting history. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.


Pen Air personal loans have competitive rates and a fixed monthly repayment plan. Great for debt consolidation, vacations and more

Personal Loans