Retirement Accounts

Save for your future on your own terms.

Which account fits your future needs?

Do something your future self will thank you for. Start saving today with PenAir’s Individual Retirement Account options.

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Traditional IRA

A Traditional IRA is a good choice for those who expect to retire in a lower tax bracket or if you need to rollover assets from a traditional employer-sponsored plan.

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Roth IRA

A Roth IRA is a good option for those who anticipate being in a higher tax bracket upon retirement. Contributions are not eligible for a tax deduction, but there are more options for withdrawal.

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Simplified Employee Pension (SEP)

If you’re a business owner, you can simplify the process of contributing to your employees’ retirement plan as well as your own with a SEP IRA account.

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Coverdell Education Savings Account (ESA)

Designed to help you save for your child’s educational expenses, an ESA can increase your investment earnings through tax-deferral with funds used for educational purposes.

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