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Youth Accounts

Understanding the value of money helps our youth to make wiser choices now and in the future. We believe in providing ways to partner with you, as a parent, to establish a solid financial foundation for your youth through saving opportunities and educational programs.

Penny Savers Club

  • Geared toward members ages birth to 11 years old
  • Open your Penny Savers savings account with a $25 deposit
  • Earn prizes for reaching milestone savings goals
  • Prizes for reaching specific savings levels

*Prizes are given once for reaching each account balance saving milestone. Deposits and account balances must be verified by a Pen Air representative before club prizes are awarded.


My2Cents

  • Geared toward members ages 12 to 18 1
  • Open your My2Cents Savings Account with a $25 deposit
  • Earn prizes for reaching milestone savings goals
  • Enjoy My2Cents events and contests year-round

1Based on legal age of majority for your home state.

*Prizes are given once for reaching each account balance saving milestone. Deposits and account balances must be verified by a Pen Air representative before club prizes are awarded.


Teen Checking

The financial freedom your teen wants, with the peace of mind you as a parent need. Help your them get started on the right path to financial success with a Teen Checking Account.

Here’s How It Works

  • Members between 15 and 181
  • Joint ownership for the parents2
  • No minimum balance and no monthly service fees
  • Mastercard® Debit Card – and if they lose it, no worries. You can turn the card off with Card Management in the Mobile App and have a new one instantly-issued at any Pen Air location

Money Management is an intuitive budgeting tool that empowers you to control of your finances and simplify your life. It does all of the heavy lifting for you by analyzing all of your finances and spending habits to provide insight to help you make informed financial decisions.

1Based on legal age of majority for your home state
2Joint owner must be a Pen Air member