Which account fits your future needs?
Do something your future self will thank you for. Start saving today with PenAir’s Individual Retirement Account options.
A Traditional IRA is a good choice for those who expect to retire in a lower tax bracket or if you need to rollover assets from a traditional employer-sponsored plan.
A Roth IRA is a good option for those who anticipate being in a higher tax bracket upon retirement. Contributions are not eligible for a tax deduction, but there are more options for withdrawal.
Simplified Employee Pension (SEP)
If you’re a business owner, you can simplify the process of contributing to your employees’ retirement plan as well as your own with a SEP IRA account.