Commercial Banking & Lending Team

With over 25 years of experience in the banking and credit union industries, Dave brings a wealth of expertise and an unwavering commitment to the business communities of Northwest Florida and Eastern Alabama.

With over 20 years of experience in commercial lending, Amy Hall stands as a seasoned expert in her field.

Jay has over 20 years of experience in the financial services industry, primarily serving as a commercial lender in the Southeast U.S.

Rebekah is the Market Executive for Panama City and Bay County, Florida.

Lindsay has worked at PenAir Credit Union for nearly 10 years, moving from retail branch operations to Commercial Banking in 2022.

Melissa joined PenAir’s Commercial Banking team in 2017. Her industry knowledge and friendly member support make her a vital member of the Commercial Banking team.

With over 20 years in the financial services industry, Cheryl is a dedicated Commercial Lending Coordinator that focuses on building client relationships and providing support to our business members.

Shannon is a dedicated financial professional with a proven track record in sales, customer service, and problem solving. She joined PenAir in 2024 to help support and grow the Credit Union’s treasury management services.