Business Line of Credit

When it’s time to grow, we can help.

Apply Now

In business, the right partner is everything.

We’re ready to help you reach your business goals and we’d like to save you time and money along the way.


Build your business with confidence and ease, we can help.

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Inventory Expenses

Get the supplies and materials you need to keep your business running smoothly.

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Overdraft Protection

Protect your cash balances from overdraft fees and returned items.

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Working capital

Use your revolving Line of Credit to balance out your current assets and liabilities.

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Emergency Expenses

Running a business can be unpredictable. Our Line of Credit can be a cushion when you need it most.

What Are You Waiting For?

What to Expect

We’ll schedule an appointment with you to understand your business goals.

You'll need the following:

  • Business Application (Signed by any owner with at least 20% interest)
  • Personal Financial Statement (Completed by an owner with at least 20% interest)
  • Schedule of Business Debt

Need a little more information?

See if this is what you’re looking for.

Business Lines of Credit tend to offer higher credit limits than Business Credit Cards. Business Credit Cards come with interest-free days, whereas Business Lines of Credit don’t. While several Business Credit Cards offer rewards, Lines of Credit do not.

While Credit Cards can be great for everyday purchases, a Line of Credit can help you cover unexpected expenses, such as emergency repairs. It can also temporarily fill cash flow gaps. A Line of Credit’s interest rate may also be lower than a Credit Card.

Didn't find your answers? Say: Browse our PenAir FAQs

Apply for a Business Loan today.

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Contact Us

Email the Business Solutions team at

Or call us at 850.505.3200 Ext. 7380

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