Business Savings Account Boost your savings

by leaps and bounds.

Open an Account

Get ready to level up.

When you open a PenAir Business Savings Account, you get the convenience and security to help take your business to the next level.


Build your cash reserves while maintaining access to funds everywhere you go, and more!

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Liquid savings

Make withdrawals or deposits anytime while earning dividends on your cash.

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Easy banking

Manage your money easily using Digital Banking to check your balance, deposit checks, and transfer money.

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Boost your earnings

The larger your balance, the more dividends you earn with our tiered accounts.

Ready, set, grow.

Harness the power of a higher interest Business Money Market Account.

Need a little more information?

Maybe you’ll find what you’re looking for here.

Yes, the following will be considered for all businesses. Other criteria may be needed depending on how long your business and PenAir business account has been established.

  • Must have a valid email address (can not be blank or
  • Must have a valid physical address.
  • Can not be over the Overdraft Protection limit.
  • Must have a share balance greater than or equal to $5 in primary share savings.
  • Must be eligible for Courtesy Pay.
  • Can not have a Courtsey Pay loan.
  • Any return deposited items within the last 90 days will require a review.
  • No collection status on a loan or account (PACU charge off’s, past due/delinquent accounts).
  • Account type cannot be payee or estate.
  1. Login from Digital Banking, then select the “Mobile Check Deposit” icon.
  2. Select the account into which you wish to make a deposit then click “Submit.”
  3. The check must be endorsed in ONE of the following ways:
    • Your Signature and the Account Number OR
    • For Deposit Only and Account Number
  4. Select your scanner (the first time you use the service you will be prompted to install a scanner control, you will only need to do this once.)
  5. Enter the total deposit amount of your check(s).
  6. Scan the front and back of your check(s).
  7. Review and submit your deposit.

Mobile Check Deposit for Businesses classified as a Partnership, LLC, Corporation and Association are temporarily having usage fees waived due to the COVID-19 virus until further notice. Mobile Check Deposit for businesses classified as a Sole Proprietorship is available at no cost.

Sole Proprietorship

  • Valid Photo ID
  • Business License
  • Certificate of Fictitious Name (if the title of the business does not include the owner’s full legal name)
  • Valid Social Security Number or Tax Identification Number
  • Valid Social Security Number for each Authorized Signer

General Partnership / Limited Partnership

  • Valid Photo ID for Both Partners
  • Business License
  • Written Partnership Agreement – for Limited Partnership
  • Certificate of Fictitious Name (if the title of the business does not match the legal name listed in business documentation provided)
  • Valid Tax Identification Number

Limited Liability Company (LLC)

  • Valid Photo IDs for All Owners
  • Business License (if applicable)
  • Articles of Organization
  • Certificate of Fictitious Name (if applicable)
  • Valid Tax Identification Number


  • Valid Photo IDs for All Owners
  • Occupational/Business License
  • Articles of Incorporation
  • Valid Tax Identification Number
  • Fictitious Name Registration (if conducting business under another name not listed in the Articles of Incorporation)


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