VEHICLE LOANS
Giving you the freedom to move forward.
Let's Get You on the Road
Whether you’re just trying to get from point A to point B or you’re the type who likes to test drive new rides often, PenAir offers affordable loans that will get you in the driver’s seat faster.
For a Limited-Time Offer refinance and save up to 2% on your auto loan.*
Start Your Engines
New Car Loan
Affordable loans for when you want a new ride that will suite your personal lifestyle.
Used Car Loan
An easy car loan process helps you get in the drivers’ seat of a new-to-you vehicle sooner.
Refinance Your Existing Car Loan
PenAir may be able to save you a lot of money down the road when you refinance your current vehicle loan.
Recreational Vehicle Loan
Off-road or on-road, PenAir has a Recreational Vehicle Loan to fit your outdoor adventure needs.
Disclosures
© 2025 PenAir Credit Union. NMLS#413053. Federally insured by NCUA. APR = Annual Percentage Rate. The APR may vary depending on each individual’s credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. All loans are subject to approval. Other conditions and restrictions may apply. Call toll-free 877.4PENAIR for more information.
1GAP is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
*Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. APR = Annual Percentage Rate. Offer valid on loan applications submitted between 4/01/2025 and 6/30/2025 only. Auto loan must be transferred from another financial institution and be in good standing. Six (6) on-time payments on a past or present auto loan are required to be eligible for this offer. Rate will be reduced up to 2% but will be no lower than 4.74% APR. Interest will still accrue with the No Payment for 90 Days offer. At 5.99% APR, loan amount of $20,000 and a term of 60 months, the monthly payment would be $386.58. Other conditions and restrictions may apply. Call toll-free 1.877.4PENAIR for complete details.