LOW-RATE CREDIT CARD
Get a low-rate credit card with no balance transfer fees from PenAir.
A low-rate credit card from PenAir makes it easier to pay down your balance with a great rate, no balance transfer fees and no annual fee. Stop jumping from one card to another and use the PenAir Mastercard® for managing your credit card balance. Benefit from a card packed with features but without hidden fees.
Not Just Any Low-Rate Credit Card Benefits
Transfer or carry a balance at a variable rate currently as low as 11.99% APR*.
No balance transfer fee makes it more affordable to consolidate card balances with your PenAir credit card.
Ready, set, go
Possibilities are endless when the right credit card is in the right hands.
Key Low-Rate Credit Card Features
No annual or balance transfer fees
You read that right – No annual or balance transfer fees.
24/7 fraud monitoring
Your card comes with a fraud department that monitors your card at all hours so you can get some rest.
Digital Wallet capabilities
Pay securely in person or online when you link your PenAir Credit Union Credit Card to Apple Pay®, Samsung Pay™, or Google Pay®.
Contactless-enabled card
You’ll find so much power within this rectangular piece of plastic whenever you tap, insert, or swipe!
Automatic Billing Updater when you need a new card
New credit card number? Don’t fret. Most automatic payments will transfer seamlessly to your replacement card.
Card Alerts for transaction notifications
Make sure no transaction gets by you undetected when you set up real-time Card Alerts on your PenAir Mastercard® Credit Card.
Crunching The Numbers
Need a little more information?
Maybe you’ll find what you’re looking for here.
We will be happy to have one mailed to your address within 7-10 business days.
Yes! Apply online any time, stop by one of our locations to apply in person, or give us a call during business hours at 850.505.3200 and we’ll take your application over the phone.
Ready for this one? There’s no application fee. There are no balance transfer fees. There are no annual fees. That’s pretty good, right? We think so too.
Smart credit card management.
Keep up to date with the latest methods to manage credit card security, debt and more.
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Expert Tips on Protecting Yourself Against Credit Card Fraud
What are you waiting for? Apply for your new PenAir Credit Union credit card right now.
Disclosures
© 2024 PenAir Credit Union. Federally insured by NCUA. *APR=Annual Percentage Rate. APR is based on the Wall Street Journal Prime Rate which may vary with the market and is based on creditworthiness, qualifications and collateral conditions. The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Subject to credit approval. Additional limitations, terms and conditions may apply.