REWARDS CREDIT CARD

Get started with 20,000 points* with the PenAir® Rewards Mastercard®.

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Get the perks and enhanced rewards that fit your individual needs.

Currently a Member?

Get Started Online

Ready to Take the Plunge?

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With the PenAir Rewards Credit Card, you earn CURewards points on every dollar you spend – points that can be redeemed for merchandise, travel, gift cards, and more. Add a great rate, no annual fees or balance transfer fees, and the PenAir Rewards Credit Card is the Mastercard® you need to have in your wallet.

Reward Credit Card Benefits

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Earn reward points on everyday purchases. You’re essentially getting a small rebate on everything you buy with the card.

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Get the additional reward of an exceptional rate, currently as low as 14.15% APR.**

Ready, set, go

Possibilities are endless when the right credit card falls into the right hands.

Open a Credit Card

Get the perks and enhanced rewards that fit your individual needs.

Currently a Member?

Get Started Online

Ready to Take the Plunge?

Apply Today

Key Rewards Credit Card Features

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No annual or balance transfer fees

You read that right – No annual or balance transfer fees.

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24/7 fraud monitoring

Your card comes with a fraud department that monitors your card at all hours so you can get some rest.

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Digital Wallet capabilities

Pay securely in person or online when you link your PenAir Credit Union Credit Card to Apple Pay®, Samsung Pay, or Google Pay®.

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Contactless-enabled card

You’ll find so much power within this rectangular piece of plastic whenever you tap, insert, or swipe!

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Automatic Billing Updater when you need a new card

New credit card number? Don’t fret. Most automatic payments will transfer seamlessly to your replacement card.

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Card Alerts for transaction notifications

Make sure no transaction gets by you undetected when you set up real-time Card Alerts on your PenAir Mastercard® Credit Card.

Crunching The Numbers

What other numbers can we add for you? Explore More PenAir Calculators

Need a little more information?

Maybe you’ll find what you’re looking for here.

We will be happy to have one mailed to your address within 7-10 business days.

Yes! Apply online any time, stop by one of our locations to apply in person, or give us a call during business hours at 850.505.3200 and we’ll take your application over the phone.

Ready for this one? There’s no application fee. There are no balance transfer fees. There are no annual fees. That’s pretty good, right? We think so too.

Didn't find your answer? Say: Browse our PenAir FAQs

Smart credit card management.

Keep up to date with the latest methods to manage credit card security, debt and more.

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What are you waiting for? Apply for your new PenAir Credit Union credit card right now.

Bring Convenience to Your Fingertips
Apply Today

Get the perks and enhanced rewards that fit your individual needs.

Currently a Member?

Get Started Online

Ready to Take the Plunge?

Apply Today
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In-Branch Appointment

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Virtual Appointment

Save the drive and meet with PenAir via phone or video.

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Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Disclosures

© 2024 PenAir. Federally insured by NCUA. *Offer only available on new accounts. You will receive 20,000 CURewards® bonus points upon making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the bonus points. **APR=Annual Percentage Rate. APR is based on the Wall Street Journal Prime Rate which may vary with the market and is based on creditworthiness, qualifications and collateral conditions. The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Subject to credit approval. Additional limitations, terms and conditions may apply.

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