Financial scams are becoming more sophisticated and are affecting many industries. Remember to Pause. Verify. Protect. PenAir will never ask for your password, PIN, or Authentication code. Learn more at penair.org/account-security.
In most cases the answer is yes. In some cases, an appraisal may not be required. You should always consult a mortgage expert to find out if an appraisal is necessary before starting the refinancing process.