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Eligibility Requirements

At PenAir Credit Union, we believe in empowering our members to achieve their financial dreams. To participate in NOW 2024, you simply need to:

  • Be a PenAir member or eligible to join the PenAir Credit Union and willing to open transactional accounts for purposes of monitoring contest results. Don’t worry if you are not a member yet; we are excited to welcome you aboard!
  • Must demonstrate a need for NOW and a commitment to significantly improve your financial situation. Here are some examples:
  • Planning for your future, whether it’s retirement, education, buying a home, or reducing debt.
  • Setting savings goals and sharing your progress with us regularly.
  • Being open to working closely with a NOW Financial Coach, who will support you through phone calls, emails, and in-person meetings.
  • Willingness to share your financial journey with the community through interviews for print and electronic media.
  • Must have not declared bankruptcy in the last 12 months.
  • Must not have caused PenAir Credit Union a loss.
  • NOW participants must execute all waivers and agreements required by PenAir Credit Union


Rest assured; we understand not everyone’s financial journey is the same.  So, whether you’re just starting out or looking to make significant strides, PenAir Credit Union is here to support you every step of the way!

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