Branch Closures

Post Storm Operational Update: PenAir branch locations, Member Service Center, and Virtual Branch, have reopened. LIVE Tellers have reopened with a few still inoperable. Visit PenAir.org/updates for more information.

Branch Closures

Post Storm Operational Update: PenAir branch locations, Member Service Center, and Virtual Branch, have reopened. LIVE Tellers have reopened with a few still inoperable. Visit PenAir.org/updates for more information.

Routing Number: 263281695

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Digital Banking

Routing Number: 263281695

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

< Return to Help

Is a Line of Credit better than a Credit Card?

While Credit Cards can be great for everyday purchases, a Line of Credit can help you cover unexpected expenses, such as emergency repairs. It can also temporarily fill cash flow gaps. A Line of Credit’s interest rate may also be lower than a Credit Card.