Post Storm Operational Update: PenAir branch locations, Member Service Center, and Virtual Branch, have reopened. LIVE Tellers have reopened with a few still inoperable. Visit PenAir.org/updates for more information.
A conventional loan is often better if you have good or excellent credit because your mortgage rate and PMI costs will go down. But an FHA loan can be perfect if your credit score is in the high-500s or low-600s. For lower-credit borrowers, FHA is often the cheaper option.
