Yes. Safeguarding your personal and financial information is foremost at PenAir. We employ state of-the-art encryption technology and other techniques to protect your personal financial information, which includes Money Management within Digital Banking. We use “two-factor authentication” and other security upgrades as extra layers of protection to your account, which go beyond requiring a conventional ID verification and personalized “challenge” questions let you customize your Digital Banking log-in, providing you with a higher level of online security. We also regularly monitor and re-evaluate our privacy and security policies and adapt them as necessary to deal with new conditions.