Outage Alert

Our phone system will undergo a brief outage on 3/17/25 at 5 p.m. Central Time. You can still reach us via LIVE Tellers, Digital Banking & Virtual Banking appointments and chat.

Outage Alert

Our phone system will undergo a brief outage on 3/17/25 at 5 p.m. Central Time. You can still reach us via LIVE Tellers, Digital Banking & Virtual Banking appointments and chat.

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Digital Banking

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

< Return to Help

What are the requirements to qualify for a High-Yield Checking account?

Unlock the full potential of High-Yield Checking by meeting these eligibility criteria:

Age Requirement: Applicants must be 18 years or older to be eligible for High-Yield Checking.
Monthly ACH Direct Deposit Commitment: Ensure your eligibility by setting up a monthly ACH Direct Deposit of $250.00 or more in a single day.
Digital Banking Requirement: Enroll in eStatements. This streamlined and paperless approach for maintaining account history enhances convenience, making managing your finances a breeze.

Meeting these criteria makes you eligible for High-Yield Checking and sets the stage for a more rewarding and efficient banking journey.

*High-Yield Checking is only for Personal accounts. At this time, Business and Minor accounts are ineligible.