What do I have to do to win the big money?

The monetary prizes will be selected based on the individual/family that earns the most points during the contest. Points are awarded for percent increase in savings, percent decrease in debt and participation in program events. The winner is selected at the sole discretion of PenAir.

*The winner is solely responsible for reporting and paying any and all applicable taxes related to the prize(s). All decisions are final and are not subject to appeal or dispute.