Branch Closures

All PenAir locations, the Member Service Center, and LIVE Tellers will close at 2:00 p.m. on Thursday, October 10, for All-Staff Training. Members can still access their accounts 24/7 through the PenAir App or online. We will also be closed on Monday, October 14, observing Columbus Day.

Branch Closures

All PenAir locations, the Member Service Center, and LIVE Tellers will close at 2:00 p.m. on Thursday, October 10, for All-Staff Training. Members can still access their accounts 24/7 through the PenAir App or online. We will also be closed on Monday, October 14, observing Columbus Day.

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Digital Banking

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

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What is a Traditional IRA?

A Traditional IRA is an individual retirement arrangement that allows you to save for retirement with tax advantages. Contributions you make may be fully or partially deductible, depending on your filing status and income, and generally, amounts in your Traditional IRA (including earnings and gains) are not taxed until you take a withdrawal from your IRA.