Branch Closures

PenAir will be closed Monday, May 25, in observance of the Memorial Day holiday. If you need quick cash over any holiday, remember our ATMs and Digital Banking services are available 24/7 for transactions.

Branch Closures

PenAir will be closed Monday, May 25, in observance of the Memorial Day holiday. If you need quick cash over any holiday, remember our ATMs and Digital Banking services are available 24/7 for transactions.

Routing Number: 263281695

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Digital Banking

Routing Number: 263281695

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

< Return to Help

What is one benefit of taking a Line of Credit vs a Loan?

Unlike a Personal Loan and other financing options where you receive a lump sum of money upfront, a Personal Line of Credit lets you withdraw funds as much — or as little — as you’d like. This means you won’t have to pay interest on any money you didn’t borrow. Our personal line of credit is a fixed rate.