Financial scams are becoming more sophisticated and are affecting many industries. Remember to Pause. Verify. Protect. PenAir will never ask for your password, PIN, or Authentication code. Learn more at penair.org/account-security.
In general, you can withdraw your Roth IRA contributions at any time. But you can only pull the earnings out of a Roth IRA after age 59 1/2 and after owning the account for at least five years. Withdrawing that money earlier can trigger taxes and a 10% early withdrawal penalty.