Who can have an HSA account?

Any adult may contribute to HSA Checking if they:

• Have coverage under an HSA-qualified High-Deductible Health Plan (HDHP)
• Have no other first-dollar medical coverage (meaning any other types of insurance such as specific injury insurance and accident, disability, dental care, vision care and long-term care insurance are permitted.)
• Are not enrolled in Medicare.
• Cannot be claimed as a dependent on someone else’s tax return.