New, Used or Refinace Auto Loan - Pen Air Makes Your Journey Count

We make it easy to get behind the wheel with competitive rates on new and used auto loans. No matter what kind of vehicle you are looking for, we have affordable options to meet your needs. Looking to refinance your existing auto loan? We can help with that too.

Get pre-approved in minutes.

Pen Air's easy pre-approval process gives you all the control. Get the best deal you can knowing you have the loan you want right in your pocket. You can get pre-approved through our mobile app or online.

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Pen Air Car Buying Service, Powered by TrueCar makes buying your car simple.

TrueCar tells you what others have paid in your area for a comparable vehicle, and gives you free research tools to shop, price and compare vehicles. Best of all, when buying from a TrueCar Certified Dealership, you can lock in substantial guaranteed savings using our exclusive no cost, no obligation Price Protection Certificate.

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Protect your vehicle with TruStage.

Not all insurance is created equally. TruStage offers substantial savings for the protection you need to safeguard your vehicle and your investment.


Disclaimer: TruStage TM Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Loan Type Approx. Term APR*
New Auto/Truck
up to 84 mos 3.49% to 18%
Used Auto/Truck
up to 84 mos 3.74% to 18%

Rates are effective as of August 21, 2019

Approximate term = The term we use when calculating payments for the Credit Union's loan products.

*APR = Annual Percentage Rate. Rates are based on the evaluation of an applicant's credit and may vary.

84 month term available on New or Used vehicles up to 2 model  years old.

Additional terms, conditions and restrictions may apply. Rates are subject to change without notice.

All loans are subject to credit approval.

© 2019 Pen Air FCU. Federally insured by NCUA. NMLS#413053.  All loans are subject to approval. Other conditions and restrictions may apply.  Call toll-free 1.877.4PENAIR for more details.

We make it easy to get behind the wheel with competitive rates on new and used auto loans

Autos Loans