Make Your Journey Count

Because at Pen Air we know incredible things happen when you make time for the little things.

We make it easy to get behind the wheel with competitive rates on new and used vehicle loans. No matter what kind of vehicle you are looking for, we have affordable options to meet your needs.

Get pre-approved in minutes.

Pen Air's easy pre-approval process gives you all the control. Get the best deal you can knowing you have the loan you want right in your pocket. You can get pre-approved through our mobile app or online.

Apply Now

Pen Air Car Buying Service, Powered by TrueCar makes buying your car simple.

TrueCar tells you what others have paid in your area for a comparable vehicle, and gives you free research tools to shop, price and compare vehicles. Best of all, when buying from a TrueCar Certified Dealership, you can lock in substantial guaranteed savings using our exclusive no cost, no obligation Price Protection Certificate.

Start Shopping



Protect your vehicle with TruStage.

Not all insurance is created equally. TruStage offers substantial savings for the protection you need to safeguard your vehicle and your investment.


Disclaimer: TruStage TM Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Loan Type Approx. Term APR*
New Auto/Truck
up to 84 mos 3.24% to 18%
Used Auto/Truck
up to 75 mos 3.49% to 18%

Rates are effective as of September 19, 2018

Approximate term = The term we use when calculating payments for the Credit Union's loan products.

*APR = Annual Percentage Rate. Rates are based on the evaluation of an applicant's credit and may vary.

Additional terms, conditions and restrictions may apply. Rates are subject to change without notice.

All loans are subject to credit approval.

© 2018 Pen Air FCU. Federally insured by NCUA. NMLS#413053.  Standard credit qualifications and other terms and conditions apply. Loans subject to credit approval.  Call toll-free 1.877.4PENAIR for complete details.

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