Fort Walton Beach Location
80 Eglin Pkwy NE, Fort Walton Beach, Florida 32548
Fort Walton Beach, We're Open!
We’re open and ready to welcome you!
Our new 1,200‑square‑foot Fort Walton Beach branch is designed with you in mind—modern, tech‑friendly, and easy to use. From the moment you arrive, you’ll notice features that make banking simpler, including two drive‑thru Live Interactive Video Experience (LIVE) Tellers, extended hours, and 24/7 ATM access so you can bank when it works for you.
Stop by and experience a better way to manage your finances with our digital tools, paired with the same warm, concierge‑style service PenAir members have counted on since 1936.
What You’ll Find
A full-service experience with:
- Drive-thru LIVE Tellers with extended hours
- 24/7 ATM access
- In-branch support for new accounts, loans, and daily banking
- Appointments in-person or by video for expert guidance on mortgages, retirement, and more
HOURS FOR OUR FORT WALTON BEACH LOCATION
Lobby Hours
Monday – Friday: 9 AM to 5 PM Central
Saturday – Sunday: Closed
PenAir LIVE Tellers
Monday – Friday: 8 AM to 6 PM Central
Saturday: 9 AM to 1 PM Central
Sunday: Closed
Contact
Phone: 850.505.3200 ext. ####
Save time, Skip the line
Our friendly staff will meet you in person, or virtually from anywhere. Learn more
*This location is equipped with PenAir’s Live Interactive Video Experience (LIVE) technology to provide you secure, personalized service you can trust. Easily manage all your banking needs through a video conversation with local member advisors – not robots and not AI. All PenAir LIVE Tellers may be accessed as an ATM 24/7, including making deposits. Learn more about LIVE Tellers.
Not yet a member?
Enjoy all PenAir has to offer, including 12 convenient locations, free financial coaching and education, and access to other great services.
Stop by and Say Hi!
Find out what’s happening at your local PenAir branch!
Fort Walton Beach Grand Opening Celebration
Services We Offer at This Location
- NEW Accounts
- NEW Loans
- Surcharge-free Full Service ATM
- Notary
- Cash Transactions via LIVE Teller
- Accessible: Handicap parking & ramps
- Member Savings Bond Redemption
- CO-OP Shared Branch
- Appointments Available with a PenAir Certified Financial Counselor
FAST. CONVENIENT. SECURE.
Make payments, transfers, deposits, balance inquiries, and more using the channel that fits you in the moment.
PenAir’s Holiday Closure Dates
We may be closed for a holiday, but don’t take a holiday from your money. Stay connected and access your accounts by using our Digital Banking Solutions.
- New Year’s Day – January 1, 2026
- Martin Luther King, Jr. Day – January 19, 2026
- Presidents’ Day – February 16, 2026
- Memorial Day – May 25, 2026
- Juneteenth – June 19, 2026
- Independence Day – July 4, 2026
- Labor Day – September 7, 2026
- Columbus Day – October 12, 2026
- Veterans Day – November 11, 2026
- Thanksgiving – November 26, 2026
- Day After Thanksgiving – November 27, 2026
- Christmas Day – December 25, 2026
- Christmas Eve – December 24, 2026,
close at 12PM - New Year’s Eve – December 31, 2026,
close at 2PM
Events & Seminars
Becoming a Homeowner II - The Mortgage & Buying Process
Becoming a Homeowner II - The Mortgage & Buying Process
Mindful Budgeting: Aligning Spending with Your Values