Milton Location

5056 Dogwood Drive, Milton, FL 32570

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Lobby Hours

Monday – Friday: 9 a.m. to 5 p.m.
Saturday – Sunday: Closed

PenAir LIVE Machines*

Monday – Friday: 8 a.m. to 6 p.m.
Saturday: 9 a.m. to 1 p.m.
Sunday: Closed


Phone: 850.505.3200 ext. 7650

*The drive thru at this location is equipped with our PenAir LIVE technology to provide you secure, personalized service you can trust, through a two-way video chat directly on a screen. All PenAir LIVE machines may be accessed as an ATM 24/7, including making deposits.

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Services we offer

  • NEW Accounts
  • NEW Loans
  • Surcharge-free Full Service ATM
  • Night Drop
  • Coin Counter
  • Notary
  • Safe Deposit Box
  • Accessible: Handicap parking & ramps
  • Cash Transactions
  • EMV Cash Advance
  • Member Savings Bond Redemption
  • CO-OP Shared Branch
  • Appointments Available with a PenAir Certified Financial Counselor


Make payments, transfers, deposits, balance inquiries, and more using the channel that fits you in this moment.

With longer hours you can bank when it’s convenient for you. Our Live Interactive Video Experience (LIVE) technology provides secure, personalized service you can trust, through a two-way video chat directly on a screen. All LIVE machines may be accessed as an ATM 24/7, including making deposits.
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We’re there … Wherever your trail takes you. As our member, you can visit any credit union where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your neighborhood branch location.
Find a Shared Branch Near Me
Do all your banking from the device you like best. Our Digital Banking tools work around the clock for you. With easy-to-use features, our digital solutions have you covered when you don’t need face-to-face assistance. Because your to-do list never takes a day off, we’ve designed our Digital Banking services to accommodate your 24/7 schedule.
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PenAir’s Holiday Closure Dates

We may be closed for a holiday, but don’t take a holiday from your money. Stay connected and access your accounts by using our Digital Banking Solutions.

  • New Year’s Day – January 1, 2024
  • Martin Luther King Day – January 15, 2024
  • President’s Day – February 19, 2024
  • Memorial Day – May 27, 2024
  • Juneteenth – June 19, 2024
  • Independence Day – July 4, 2024
  • Labor Day – September 2, 2024
  • Columbus Day – October 14, 2024
  • Veterans Day – November 11, 2024
  • Thanksgiving – November 28, 2024
  • Day After Thanksgiving – November 29, 2024
  • Christmas Eve – December 24, 2024
  • Christmas Day – December 25, 2024
  • New Year’s Eve – December 31, 2024

Events & Seminars

Here are a few other resources, pages and articles you might enjoy

Teens & Money

Young adults are primed to soak in new information. It’s a great time to guide them to money manag...

Virtual Annual Meeting 2024

Pen Air will hold its Virtual Annual Business Meeting on Thursday, April 25, 2024, at 5:30 pm via...

Retirement Planning Later in Life

It’s one of the most important financial considerations for anyone today. And as you get closer to...
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Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

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Virtual Appointment

Save the drive and meet with PenAir via phone or video.

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Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

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