Panama City Beach Location

11840 Panama City Beach Pkwy, Panama City Beach 32407

Bay County, Here We Come!

A modern, tech-friendly banking experience for Panama City Beach with the same high-quality concierge service we’ve provided since 1936.

What To Expect

Opening in Spring 2026, the new 2,500 sq. ft. facility will feature a design aimed at enhancing the member experience with a tech-friendly approach. And with two drive-thru Live Interactive Video Experience (LIVE) Tellers, you’ll be able to do your banking on your time with extended hours and 24/7 ATM access.

Get ready for a full-service experience with:

Drive-thru LIVE Tellers with extended hours
24/7 ATM access
In-branch support for new accounts, loans, and daily banking
Appointments in-person or by video for expert guidance on mortgages, retirement, and more

Not yet a member?

Enjoy all PenAir has to offer, including 12 convenient locations, free financial coaching and education, and access to other great services.

Join Today

FAST. CONVENIENT. SECURE.

Make payments, transfers, deposits, balance inquiries, and more using the channel that fits you in the moment.

Personal & Convenient

Bank when it’s convenient for you. Our Live Interactive Video Experience (LIVE) technology provides secure, personalized service you can trust. Easily manage all your banking needs through a video conversation with local member advisors – not robots and not AI. Our LIVE Tellers have extended hours and may be accessed as an ATM 24/7, including making deposits.

Learn About LIVE Tellers

Secure & Flexible

We’re there … Wherever your trail takes you. As our member, you can visit any credit union where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your neighborhood branch location. And when you need to do more, you can schedule a virtual or in-person appointment with our team–saving you time so you can get back to your adventures.

Schedule an Appointment

At Your Finger Tips

Do all your banking from the device you like best. Our Digital Banking tools work around the clock for you. With easy-to-use features, our digital solutions have you covered when you don’t need face-to-face assistance. Because your to-do list never takes a day off, we’ve designed our Digital Banking services to accommodate your 24/7 schedule.

Digital Banking

Services We Will Offer at This Location

NEW Accounts
NEW Loans
Surcharge-free Full Service ATM
Notary
Cash Transactions via LIVE Teller

Accessible: Handicap parking & ramps
Member Savings Bond Redemption
CO-OP Shared Branch
Appointments Available with a PenAir Certified Financial Counselor

PenAir’s Holiday Closure Dates

We may be closed for a holiday, but don’t take a holiday from your money. Stay connected and access your accounts by using our Digital Banking Solutions.