Panama City Beach Location

11840 Panama City Beach Pkwy, Panama City Beach 32407

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Bay County, We're Here!

A modern, tech-friendly banking experience for Panama City Beach with the same high-quality concierge service we’ve provided since 1936.

What To Expect

Our new 2,500 sq. ft. facility features a design aimed at enhancing the member experience with a tech-friendly approach. And with two drive-thru Live Interactive Video Experience (LIVE) Tellers, you’re able to do your banking on your time with extended hours and 24/7 ATM access.

You’ll find a full-service experience with:

  • Drive-thru LIVE Tellers with extended hours
  • 24/7 ATM access
  • In-branch support for new accounts, loans, and daily banking
  • Appointments in-person or by video for expert guidance on mortgages, retirement, and more
Inside view of Panama City Beach branch

HOURS FOR OUR PANAMA CITY BEACH LOCATION

Lobby Hours

Monday – Friday: 9 AM to 5 PM Central
Saturday – Sunday: Closed

PenAir LIVE Tellers

Monday – Friday: 8 AM to 6 PM Central
Saturday: 9 AM to 1 PM Central
Sunday: Closed

Contact

Phone: 850.505.3200 ext. 7880

Save time, Skip the line
Our friendly staff will meet you in person, or virtually from anywhere. Learn more

Schedule An Appointment

*This location is equipped with PenAir’s Live Interactive Video Experience (LIVE) technology to provide you secure, personalized service you can trust. Easily manage all your banking needs through a video conversation with local member advisors – not robots and not AI. All PenAir LIVE Tellers may be accessed as an ATM 24/7, including making deposits. Learn more about LIVE Tellers.

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Enjoy all PenAir has to offer, including 12 convenient locations, free financial coaching and education, and access to other great services.

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Stop by and Say Hi!

Find out what’s happening at your local PenAir branch!

Toy Drive 2024

Magical Christmas Toy Drive 2026
PenAir Credit Union is once again partnering with WKRG for their Magical Christmas Toy Drive. Drop o...
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Services We Offer at This Location

  • NEW Accounts
  • NEW Loans
  • Surcharge-free Full Service ATM
  • Notary
  • Cash Transactions via LIVE Teller
  • Accessible: Handicap parking & ramps
  • Member Savings Bond Redemption
  • CO-OP Shared Branch
  • Appointments Available with a PenAir Certified Financial Counselor

FAST. CONVENIENT. SECURE.

Make payments, transfers, deposits, balance inquiries, and more using the channel that fits you in the moment.

Personal & Convenient
Bank when it’s convenient for you. Our Live Interactive Video Experience (LIVE) technology provides secure, personalized service you can trust. Easily manage all your banking needs through a video conversation with local member advisors – not robots and not AI. Our LIVE Tellers have extended hours and may be accessed as an ATM 24/7, including making deposits.
Learn About LIVE Tellers
Secure & Flexible
We’re there … Wherever your trail takes you. As our member, you can visit any credit union where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your neighborhood branch location. And when you need to do more, you can schedule a virtual or in-person appointment with our team–saving you time so you can get back to your adventures.
Schedule an Appointment
At Your Finger Tips
Do all your banking from the device you like best. Our Digital Banking tools work around the clock for you. With easy-to-use features, our digital solutions have you covered when you don’t need face-to-face assistance. Because your to-do list never takes a day off, we’ve designed our Digital Banking services to accommodate your 24/7 schedule.
Digital Banking

PenAir’s Holiday Closure Dates

We may be closed for a holiday, but don’t take a holiday from your money. Stay connected and access your accounts by using our Digital Banking Solutions.

  • New Year’s Day – January 1, 2026
  • Martin Luther King, Jr. Day – January 19, 2026
  • Presidents’ Day – February 16, 2026
  • Memorial Day – May 25, 2026
  • Juneteenth – June 19, 2026
  • Independence Day – July 4, 2026
  • Labor Day – September 7, 2026
  • Columbus Day – October 12, 2026
  • Veterans Day – November 11, 2026
  • Thanksgiving – November 26, 2026
  • Day After Thanksgiving – November 27, 2026
  • Christmas Day – December 25, 2026
Special Holiday Hours
  • Christmas Eve – December 24, 2026,
    close at 12PM
  • New Year’s Eve – December 31, 2026,
    close at 2PM

 

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Schedule an appointment

Our Friendly Staff Are Here to Help
Schedule an Appointment

Schedule an appointment

Do you want an in-person or virtual appointment?

In-Branch Appointment

Jump the queue and set aside time to address your financial priorities.

Book in-branch appointment

Virtual Appointment

Save the drive and meet with PenAir via phone or video.

Book virtual appointment

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Our Wealth Advisors Are Here
Schedule an Appointment
Download Our Digital Banking App

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