Bold Growth
Built On Purpose.
Our approach to growth strengthens our members, our communities, and the credit union movement—today and tomorrow.
What is "BOLD GROWTH"?
Bold Growth is our strategic roadmap for expanding PenAir with purpose. It combines smart branching, charter expansion, brand evolution, culture development, lending innovation, and merger readiness. At its core, Bold Growth is a deliberate process—learning, testing, and adapting to define the next right steps for our members and our mission.
Construction Projects
We continue to build for the future by adding new locations and investing in the technology and people to ensure we’re ready for what’s next.
Branch of the Future
We’re not just opening new branches—we’re reimagining what a branch can be.
Field of Membership
Every new branch, every new member, and every new opportunity is a chance to live out our purpose: enhancing lives.
What We Mean By Bold Growth
Bold Growth is PenAir’s commitment to growing with intention. It’s about building with people, infrastructure, and financial strength needed to serve members well—no matter where they live or how they choose to bank.
This approach ensures we remain strong, resilient, and ready to meet the evolving needs of our members while staying true to our purpose of Enhancing Lives.
New Branch Developments
Member service continues to drive us. Our goal is to elevate our member centric journey by providing a simple, seamless, and streamlined digital experience along with personalized service, enhanced branch delivery model, and relevant financial solutions.
Innovative Services
By blending digital-first convenience with personalized service, we are introducing new tools to make banking easier, faster, and more accessible for all members.
Our Branch of the Future model isn’t just about convenience—it’s about connection. It allow us to serve more members, in more places, without losing the personal touch that makes PenAir, well, PenAir.
Extending Our Reach
Growth isn’t just a goal—it’s a responsibility. Through our expanded charter and strategic mergers, we’re extending our reach to serve more people, in more places, with the same commitment to enhancing lives.
Guided by Bold Growth, we’re moving with purpose—testing, adapting, and building smarter ways to serve. From small-footprint branches to digital-first experiences, every step is designed to remove barriers, seize opportunities, and stay ready for what’s next. It’s growth—measured, member-focused, and mission-driven.
Innovating Beyond Traditional Banking
PenAir’s Credit Union Service Organizations (CUSOs) extend our impact beyond traditional financial services—creating solutions that benefit members and support the broader credit union industry.
Print Resources reduces operational costs through efficient printing and fulfillment services
Providing regional cash logistics that enhance efficiency
Enhancing the mortgage experience through discounted title services for members.
Delivering data engineering and cloud solutions to help credit unions modernize.
Our Values in Action
Our growth isn’t just measured in branches or balance sheets—it’s measured in the lives we touch, the communities we uplift, and the moments we show up for each other. Our values aren’t just words on a wall. They’re the heartbeat of everything we do.
Respect
Respect is foundational to everything. It’s how we build relationships and form trust.
Service
Through service, we effect change. It’s how we take care of each other. By listening. Understanding. And personalizing experiences.
Communerosity®
It’s our most important value. A positive force for good, where community and generosity fuse into something unshakable.
Real People. Real Impact.
in donations and sponsorships.
hours volunteering and giving back in the community.
of our total Communerosity® financial impact to local like-minded community organizations.