Level UP YOUTH ACCOUNTS
Accounts That Grow as Fast as They Do
A program that grows with our young members and offers education, guidance and solutions to prepare them for a thriving financial future.
Youth Account options to suit any age
The first paycheck, the first debit card, the first car – we’re here for every Level UP in life.
Level UP Savings Account
Geared towards birth to 18 years old*
- Open a Level UP Savings Account with a $5 deposit
- Accrue interest
- No-cost financial education resources
- Access to exclusive perks
Level UP Spending Account
Geared towards 8-18 years old*
- Debit card available for members as young as 8 years old with parental controls
- No minimum balance required
- No-cost financial education resources
- Digital Banking
- Keep track of spending with Money Management tools
Ready, set, go.
Start building financial independence in every stage of life.
Our People Say the Nicest Things
Tammy W.Hunter (6yrs) & Hayden (3yrs) opened up a Level UP Savings Account to save up for their first car. They are both working extremely hard & enjoy watching their savings grow. What a huge burden lifted off of our shoulders if they are able to purchase their own vehicles at sixteen!
Exclusive Perks
As a Level UP member, children and teens will receive exclusive Level UP perks
Savings Account
that accrues interest (a.k.a. free money)
Money Management Tools
No-Cost Financial Education Resources
PenAir Mastercard Debit Card
Spending Accounts (ages 8-18)
Check out today's rates
|
Type of Account |
Dividend Rate |
APY* |
|---|---|---|
|
*All annual percentage yields (APY) for non-certificate accounts are accurate as of the last dividend declaration date. APY= Annual Percentage Yield. Penalties for early withdrawal on term share accounts. Rates on deposit accounts and specified accounts may change after account opening. PenAir reserves the right to discontinue or modify offers at any time. No minimum to open any PenAir checking account. Fees may reduce earnings. |
||
|
Type of Account Savings |
Dividend Rate 0.299% |
APY* 0.299% |
|
Type of Account Secondary Savings |
Dividend Rate 0.299% |
APY* 0.299% |
|
Type of Account Spending |
Dividend Rate 0% |
APY* 0% |
Level UP Your Child’s Financial Fitness
Help your kids get the most out of their money now and develop healthy money habits for life.
Credit Cards: How and When to Educate Your Teen
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Are your children financially savvy?
Need a little more information?
Maybe you’ll find what you’re looking for here.
Debit Cards available for members as young as 8 years old with parental controls.
All accounts are subject to the Terms of the PenAir Credit Union Membership and Account Agreement. Qualification for membership is required; once qualified, a Level UP Savings Account is required with a minimum balance of $5. *Based on legal age of majority of your home state.
You must be 18 years old to be a primary member on a PenAir account. However, minors aged 0-18 can be joint owners with a guardian on Youth Accounts. Members aged 8+ can access PenAir Mastercard® Debit Cards and Digital Banking.
Open Your Child's Financial Future
Disclosures
All accounts are subject to the Terms of the PenAir Membership and Account Agreement. Qualification for membership is required; once qualified, a Level Up Savings Account is required with a minimum balance of $25. *Based on legal age of majority of your home state. Changes to your address of record may affect legal age status. All accounts are subject to the Terms of the PenAir Membership and Account Agreement.