Level UP YOUTH ACCOUNTS

Designed to help our young members watch their money grow with them.

Accounts That Grow as Fast as They Do

A program that grows with our young members and offers education, guidance and solutions to prepare them for a thriving financial future.

Youth Account options to suit any age

The first paycheck, the first debit card, the first car – we’re here for every Level UP in life.

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Level UP Savings Account

Geared towards birth to 18 years old*

  • Open a Level UP Savings Account with a $5 deposit
  • Accrue interest
  • No-cost financial education resources
  • Access to exclusive perks
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Level UP Spending Account

Geared towards 8-18 years old*

  • Debit card available for members as young as 8 years old with parental controls
  • No minimum balance required
  • No-cost financial education resources
  • Digital Banking
  • Keep track of spending with Money Management tools

Ready, set, go.

Start building financial independence in every stage of life.

Our People Say the Nicest Things

Hunter (6yrs) & Hayden (3yrs) opened up a Level UP Savings Account to save up for their first car. They are both working extremely hard & enjoy watching their savings grow. What a huge burden lifted off of our shoulders if they are able to purchase their own vehicles at sixteen!

Tammy W.

Exclusive Perks

As a Level UP member, children and teens will receive exclusive Level UP perks

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Savings Account

that accrues interest (a.k.a. free money)

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Money Management Tools

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No-Cost Financial Education Resources

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PenAir Mastercard Debit Card

Spending Accounts (ages 8-18)

Check out today's rates

Level UP Accounts

Type of Account

Dividend Rate

APY*

*All annual percentage yields (APY) for non-certificate accounts are accurate as of the last dividend declaration date.

APY= Annual Percentage Yield. Penalties for early withdrawal on term share accounts. Rates on deposit accounts and specified accounts may change after account opening. PenAir reserves the right to discontinue or modify offers at any time. No minimum to open any PenAir checking account. Fees may reduce earnings.

Type of Account

Savings

Dividend Rate

0.299%

APY*

0.299%

Type of Account

Secondary Savings

Dividend Rate

0.299%

APY*

0.299%

Type of Account

Spending

Dividend Rate

0%

APY*

0%

Level UP Your Child’s Financial Fitness

Help your kids get the most out of their money now and develop healthy money habits for life.

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Need a little more information?

Maybe you’ll find what you’re looking for here.

Debit Cards available for members as young as 8 years old with parental controls.

All accounts are subject to the Terms of the PenAir Credit Union Membership and Account Agreement. Qualification for membership is required; once qualified, a Level UP Savings Account is required with a minimum balance of $5. *Based on legal age of majority of your home state.

You must be 18 years old to be a primary member on a PenAir account. However, minors aged 0-18 can be joint owners with a guardian on Youth Accounts. Members aged 8+ can access PenAir Mastercard® Debit Cards and Digital Banking.

Open Your Child's Financial Future

Start Saving At Any Age
Open an Account
Give Us a Ring
1-877-473-6247
Not Yet a Member?
Open an Account Today

Disclosures

All accounts are subject to the Terms of the PenAir Membership and Account Agreement. Qualification for membership is required; once qualified, a Level Up Savings Account is required with a minimum balance of $25. *Based on legal age of majority of your home state. Changes to your address of record may affect legal age status. All accounts are subject to the Terms of the PenAir Membership and Account Agreement.

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