Savings Account

Your key to financial success.

Find Your Way to Save

College. A new home. A dream vacation. Emergency fund. There are so many important life events worth saving for. You deserve a Savings Account that makes saving easy and rewarding.

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Primary Savings

Maybe you’re setting a few dollars per month aside for your emergency fund or maybe you’re planning to buy a big ticket item. No matter what it is, a PenAir Savings Account is the first step in the right direction.

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Round It® Account

Round your PenAir Debit Card transactions up to the next dollar and watch your Round It® Account grow. Or, hide your account inside Digital Banking, and it’ll be the best secret you’ve ever kept from yourself.

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Christmas Club

Don’t let gift giving season sneak up on you. You’ll earn dividends on what you save throughout the year with a Christmas Club Account. Set up automatic transfers and you’ll coast into the holidays come November.

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Health Savings

Plan for future healthcare needs with a Health Savings Account (HSA). An HSA is a tax-advantaged savings account that you can use to pay for qualified medical expenses.

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Youth Savings

Encourage good habits early with a Level UP Youth Savings Account. Young members (0-18) and their families can work toward saving goals and use PenAir’s free financial tools to help them along the way.

Ready to take the plunge?

Let's Start Saving

Ready to join or add an account?

You can now open an account with us if you live, work, go to school or worship in 17 counties, from Mobile County, Alabama to Leon County, Florida.

Ready to join us?

Open a New Account

Currently a member?

Add an Account

Check out our savings rates.

Savings Account

Account Balance

Dividend Rate

APY*

*All annual percentage yields (APY) for non-certificate accounts are accurate as of the last dividend declaration date.

APY= Annual Percentage Yield. Penalties for early withdrawal on term share accounts. Rates on deposit accounts and specified accounts may change after account opening. PenAir reserves the right to discontinue or modify offers at any time. No minimum to open any PenAir checking account. Fees may reduce earnings.

Account Balance

$25-$4,999.99

Dividend Rate

0.100%

APY*

0.100%

Account Balance

$5,000-$24,999.99

Dividend Rate

0.100%

APY*

0.100%

Account Balance

$25,000-$74,999.99

Dividend Rate

0.299%

APY*

0.299%

Account Balance

$75,000 and over

Dividend Rate

0.299%

APY*

0.299%

Our people say the nicest things.

“ They rock my world!”

Leslie, Member

Crunch the Numbers

Need a little more information?

See if you can find what you’re looking for here.

You can open an account with us if you live, work, go to school or worship in 17 counties, from Mobile County, Alabama to Leon County, Florida.

You only need three things:

  1. Your driver’s license
    • Other acceptable forms of identification are things like government issued photo IDs, state IDs, or military IDs.
  2. Your complete physical and mailing address
    • If your current address does not match your ID, we will need proof of your current address. (This can be a paystub, utility bill, tax bill, or vehicle registration.)
  3. $5 for your Savings Account
    • Your new account can be funded with a debit or credit card.

You must be 18 years old to be a primary member on a PenAir account. However, minors aged 0-18 can be joint owners with a guardian on Youth Accounts. Members aged 8+ can access PenAir Mastercard® Debit Cards and Digital Banking.

Making big financial decisions can be difficult

Financial fitness builds healthy finances and leads to a more wealthy outlook.

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Choose your adventure.

Open an Account Today
Get Started Online

Ready to join or add an account?

You can now open an account with us if you live, work, go to school or worship in 17 counties, from Mobile County, Alabama to Leon County, Florida.

Ready to join us?

Open a New Account

Currently a member?

Add an Account
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