What are the qualifications to participate in NOW?

To participate in the NOW Program, you simply need to:

• Must be a citizen(s) or legal resident(s) of the United States
• Must be a PenAir Credit Union member(s) or eligible to join the credit union and willing to open transactional accounts for purposes of monitoring contest results.
• Must demonstrate a need for NOW and a commitment to significantly improve your financial situation. Here are some examples:
  • Reduce debt to create a savings plan
  • Planning for your future, whether it’s retirement, education, buying a home, or reducing debt.
• Must be willing to develop a savings goal and provide monthly reports on progress and results.
• Must be willing to work closely with a Certified Financial Counselor Team/NOW Coach, who will support you through phone calls, emails, and in-person meetings.
• Must be willing to reveal and share the financial situation with the public through interviews for print and electronic media.
• Must be comfortable being interviewed for print and electronic media discussing participation in Pen Air Credit Union’s NOW program.
• Must not have declared bankruptcy in the last 12 months
• Must not have caused PenAir Credit Union a loss
• NOW participants must execute all waivers and agreements required by PenAir Credit Union

Rest assured; we understand not everyone’s financial journey is the same.  So, whether you’re just starting out or looking to make significant strides, PenAir Credit Union is here to support you every step of the way!