Mortgage Lenders Meet Our Team

Get Started With a Home Loan

Meet Our Mortgage Experts

Our Mortgage Lending Team is ready to guide you every step of the way.

Elizabeth Fulmer

Mortgage Loan Originator

Corporate NMLS #413053
Individual NMLS #1595999
850.505.3200
ext. 8065
Email Elizabeth

Amanda Moore

Mortgage Loan Originator

Corporate NMLS #413053
Individual NMLS #1139220
850.505.3200
ext. 8311
Email Amanda

Cori Watkins

Mortgage Loan Originator Assistant

Corporate NMLS # 413053
NMLS # 2333108
850.505.3200
ext. 8314
Email Cori

Emma Martin

Sales and Closing Mortgage Operations Manager

Corporate NMLS # 413053
NMLS # 1742207
850.505.3200
ext. 8381
Email Emma

Jenn Murphy

VP Mortgage Lending

Corporate NMLS #413053
Individual NMLS #1857611
850.505.3200
ext. 2286
Email Jenn

Need a little more information?

Maybe you’ll find what you’re looking for here.

A preapproved mortgage loan is valid for up to 60 days. After that, we will need to complete a second evaluation of your current financial situation including employment status, deposits and property value.

Being prequalified gives you an ESTIMATE of what you can borrow. Preapprovals tell you what you can ACTUALLY borrow. A preapproval states the specific loan amount that you’re eligible for. It’s not an estimate.

Verification of Income:

W2 income – your most recent W2 and 30 days’ paystubs or income statement. Retiree’s or Social Security income – your most recent 1099 or benefits awards letter. Self-employed, rental income or commission income – your two most recent years’ tax returns, including all schedules.
First Mortgage Statement
Home Owner’s Insurance Certificate
Declarations Page
Copy of Payoff Statements (if applicable)

Yes! Our S.A.F.E. Act Policy (Secure and Fair Enforcement for Mortgage Licensing Act), requires that all registered mortgage loan originators and mortgage employees will have their names and unique identifiers published on the creditor’s website. Here’s our full current list:

NMLS#
Name	NMLS#
Name PenAir Credit Union	NMLS# 413053
Name Dana Merritt	NMLS# 589549
Name Diana K. Milsted	NMLS# 888248
Name Kelly A. Gosselin	NMLS# 589535
Name Mindy Keller	NMLS# 619019
Name Rachel Guthrie	NMLS# 1071773
Name Tricia Purdy Wilbourn	NMLS# 589590
Name Brittany N. Carr	NMLS# 1289337
Name Ashley Olivia Champion	NMLS# 1660452
Name Kimberlee Carter	NMLS# 1724253
Name Crystal Lirette	NMLS# 1702029
Name Sarah Villaverde	NMLS# 1961375
Name Jennifer Louise Murphy	NMLS# 1857611
Name Alicia Shirley	NMLS# 1998862
Name Kimberly Ann Kramer	NMLS# 1398912
Name Carissa Benjamin	NMLS# 1804226
Name Taylor Hooten	NMLS# 1882169
Name Elizabeth Fulmer	NMLS# 1595999
Name Emma Martin	NMLS# 1742207
Name Cori Watkins	NMLS# 2333108
Name Amanda Moore	NMLS# 1139220
Name Brian Hendrich	NMLS# 1605831
Name Kristy Gooding	NMLS# 643466

Didn't Find What You're Looking For? Say: Help Me With Something Else

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Conventional Mortgage

Let’s keep it simple. With a fixed-rate mortgage, your interest rate and monthly payment never change whether you sign for a 10, 15, 20 or 30-year term.

Home Equity Loans and Lines of Credit

You might already have your dream house, but maybe it needs a bathroom upgrade or a pool to cool you off from the hot summer sun. Use the equity that you’ve built to finance renovations, growing your family, education or even consolidate debt. No matter your big plans, PenAir gives you options.

Buying and refinancing has never been easier

And it’s even easier when you work with a one of our mortgage experts.

Get Started Now

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