Mortgage Lenders Meet Our Team
Meet Our Mortgage Experts
Our Mortgage Lending Team is ready to guide you every step of the way.
Amanda Moore
Kristy Gooding
Donna Bozeman
Joseph McCarthy
Need a little more information?
Maybe you’ll find what you’re looking for here.
A pre-approved mortgage loan is valid for up to 60 days. After that, we will need to complete a second evaluation of your current financial situation including employment status, deposits and property value.
Being prequalified gives you an ESTIMATE of what you can borrow. Pre-approvals tell you what you can ACTUALLY borrow. A pre-approval states the specific loan amount that you’re eligible for. It’s not an estimate.
Verification of Income:
- W2 income – your most recent W2 and 30 days’ paystubs or income statement. Retiree’s or Social Security income – your most recent 1099 or benefits awards letter. Self-employed, rental income or commission income – your two most recent years’ tax returns, including all schedules.
- First Mortgage Statement
- Home Owner’s Insurance Certificate
- Declarations Page
- Copy of Payoff Statements (if applicable)
Yes! Our S.A.F.E. Act Policy (Secure and Fair Enforcement for Mortgage Licensing Act), requires that all registered mortgage loan originators and mortgage employees will have their names and unique identifiers published on the creditor’s website. Here’s our full current list:
|
Name |
NMLS# |
|---|---|
|
Name PenAir Credit Union |
NMLS# 413053 |
|
Name Dana Merritt |
NMLS# 589549 |
|
Name Diana K. Milsted |
NMLS# 888248 |
|
Name Kelly A. Gosselin |
NMLS# 589535 |
|
Name Mindy Keller |
NMLS# 619019 |
|
Name Rachel Guthrie |
NMLS# 1071773 |
|
Name Tricia Purdy Wilbourn |
NMLS# 589590 |
|
Name Brittany N. Carr |
NMLS# 1289337 |
|
Name Ashley Olivia Champion |
NMLS# 1660452 |
|
Name Kimberlee Carter |
NMLS# 1724253 |
|
Name Crystal Lirette |
NMLS# 1702029 |
|
Name Alicia Shirley |
NMLS# 1998862 |
|
Name Donna Bozeman |
NMLS# 655798 |
|
Name Amanda Moore |
NMLS# 1139920 |
|
Name Kristy Gooding |
NMLS# 643466 |
|
Name Joseph McCarthy |
NMLS# 1538831 |
|
Name Ashley Bjorklund |
NMLS# 1896440 |
|
Name Tanya Gean |
NMLS# 1776968 |
Buying and refinancing has never been easier
And it’s even easier when you work with a one of our mortgage experts.
Disclosures
© 2025 Pen Air Credit Union. NMLS# 413053. Standard credit qualifications and other terms and conditions apply. Loans subject to credit approval. Call 1.877.4PENAIR for credit costs and terms.