ROTH IRA
Let us help you grow (or start) your nest egg.
Save now and enjoy tax-free money later
Interest can be withdrawn tax-free on a Roth IRA once you turn 59½. This could mean major savings, especially if you start building your Roth savings early. Contributions are made from post-tax earnings, so you can’t deduct earnings from your taxable income, but you can withdraw funds at any time.
Benefits of a Roth IRA Account
Tax-free distributions
The money you withdraw in retirement is NOT subject to income tax.
No required withdrawals
You can withdraw Roth contributions whenever you want without penalty, but withdrawals are never required.
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A Roth IRA is an account funded with after-tax dollars. At any time for any reason, you can withdraw your contributions tax-free and penalty-free.
In general, you can withdraw your Roth IRA contributions at any time. But you can only pull the earnings out of a Roth IRA after age 59 1/2 and after owning the account for at least five years. Withdrawing that money earlier can trigger taxes and a 10% early withdrawal penalty.
Regular Roth IRA contributions may be withdrawn tax and penalty-free. Withdrawal of earnings may be tax-free if it is a qualified distribution.