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Pen Air has the borrowing solution you need.

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Mastercard® Credit Card

Possibilities are endless when the right credit card falls into the right hands. Bring convenience to your fingertips with perks and enhanced rewards that meet your individual needs. With great rates, no hidden fees, and built-in-security features – our collection of Pen Air credit cards is sure to have a match with your name on it. What are you waiting for? Apply for your new Pen Air Mastercard® Credit Card online today!

Already a member? Applying is easy!  Want to become a member and apply for a credit card? We make that easy too!


Features, Flexibility, Rewards

Go ahead and check these must-have features off your list:

» Annual percentage rates as low as 8.90% APR* 
» No annual or balance transfer fees.
» ID Theft Protection, Global Service, and Airport Concierge as listed in the Mastercard® Guide to Benefits.
» Card Alerts help you keep track of your card anywhere, anytime.
» Digital Wallet connects you to Apple Pay®, Samsung Pay®, and Google Pay® 
   
Pen Air's Rewards Mastercard Credit Card. Apply for one today.

Experience more of what you love with our enhanced CU Rewards® program. Earn more rewards your way each time you make a purchase using your Pen Air Rewards Mastercard®.

You can redeem points in Online Banking or through our Mobile App. Simply log in and select the Card Services Menu, then select Enhanced CU Rewards®


Fraud Alerts

Our Fraud Alert texts are here to help you better monitor your account activity. You’ll receive a free text anytime something seems suspect – and we’ll walk you through the steps to clear your transaction(s).

The new automated system can reach you faster by text, phone, or email to review and identify potentially fraudulent activity on your card. Make sure you log in to Online Banking and update any outdated contact info, so you don’t miss out on these important notifications.

Members should be aware that, while Pen Air Federal Credit Union does monitor fraudulent or suspicious account activity and may proactively contact a member about this activity, we will never call and ask for confidential information such as your entire account number or PIN. Call 850.505.3200 if you have provided confidential information.


Disclosures

© 2020 Pen Air Federal Credit Union. *APR=Annual Percentage Rate. APR may vary with the market and is based on the Wall Street Journal Prime Rate, which currently ranges from 8.90% to 18% APR and is based on creditworthiness, qualifications and collateral conditions. The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Subject to credit approval. Additional limitations, terms and conditions may apply.

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