Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

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Charter Changes

When was the Charter changed?

PenAir Federal Credit Union’s Board of Directors approved a recommendation to convert from a federal to a state-chartered credit union. Members voted to convert the charter on Wednesday, September 28, 2022, and went into effect October 1, 2022.

What does this charter change mean for your relationship with PenAir?

Your interaction, accounts and member experience will not be impacted in any way. By converting to a state charter, we can expand our field of membership and pursue growth opportunities. Growth for the credit union allows us to maintain a strong financial position into the future, enabling us to better serve our members and diverse communities in a sustainable way.

The charter change is truly in accordance with our Purpose “To Enhance Lives’, and with our Core Values that guide us every day.

Does this charter change affect our federally insured deposits?

No. PenAir continues to be fully federally insured by the National Credit Union Share Insurance Fund (NCUSIF) which is managed by the NCUA and backed by the full faith and credit of the U.S. government.

How will membership eligibility change?

Making this change allows us to remove barriers to membership, creating more ease and less friction to bank with PenAir! This means that anyone who lives, works, worships or goes to school in the approved service area will be eligible to open an account.

The expanded membership area includes the following counties:

Alabama:

Baldwin, Escambia, Houston & Mobile, Alabama

Florida:

Bay, Calhoun, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Leon, Liberty, Okaloosa, Santa Rosa, Wakulla, Walton, Washington, Florida

Why is PenAir making this change?

The move to a state charter is an investment in the future strength of our credit union. It is one that we expect will pay off in many ways – especially in the growth of our membership, and other financial performance metrics that allow us to keep loan rates low, pay higher rates on deposits, and expand the convenience and access of our services for all PenAir members.

How will members benefit?

This evolution allows us to maintain a strong financial position into the future, enabling us to better serve our members and diverse communities in a sustainable way. Growth for the credit union also means more resources available to improve our members’ experience.