Practice Makes Progress
Practice of financial planning, growth and development takes time. We are still striving for the appropriate balance of bills/savings/spending restraint.
Sometimes the blogs sound repetitive, but so is this practice of financial planning, growth and development. Laura and I continue to be motivated to reduce debt and raise savings. Amber has us beginning to actually save for specifics, including opening other savings accounts to reach various goals.
We are still struggling with the appropriate balance of bills/savings/spending restraint. Per the spreadsheet, we are in fact reducing debt, reasonably. However, gaining the discipline to save more and spend less (or more wisely) is not quite there. With Christmas fast approaching, we have and are organizing financially. Again, a first for me. There will be stress albeit, reduced from years past.
Jack gives an update about his progress in the NOW program.
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