CREDIT CARDS

Get out there and live boldly with a PenAir® Mastercard®.

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Get the perks and enhanced rewards that fit your individual needs.

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Whether you're a "rewards" person or a "low rates" person, you've come to the right place

With great rates, no hidden fees, and built-in-security features – PenAir has a Mastercard® Credit Card with your name on it.

Key Credit Card Features

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No annual or balance transfer fees

You read that right – No annual or balance transfer fees.

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24/7 fraud monitoring

Your card comes with a fraud department that monitors your card at all hours so you can get some rest.

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Digital Wallet capabilities

Pay securely in person or online when you link your PenAir Credit Union Credit Card to Apple Pay®, Samsung Pay, or Google Pay®.

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Contactless-enabled card

You’ll find so much power within this rectangular piece of plastic whenever you tap, insert, or swipe!

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Automatic Billing Updater when you need a new card

New credit card number? Don’t fret. Most automatic payments will transfer seamlessly to your replacement card.

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Card Alerts for transaction notifications

Make sure no transaction gets by you undetected when you set up real-time Card Alerts on your PenAir Mastercard® Credit Card.

Ready, set, go

Possibilities are endless when the right credit card falls into the right hands.

Open a Credit Card

Get the perks and enhanced rewards that fit your individual needs.

Currently a Member?

Get Started Online

Ready to Take the Plunge?

Apply Today

Which PenAir Credit Union Credit Card will work best for you?

Compare these credit card options to find your perfect fit.

Rewards Mastercard®

Credit Card Rewards

Best if you ..

like earning points for rewards – like cash back, travel, gift cards, and merchandise. New cardholders receive 20,000 bonus points when you spend $1,000 in the first 90 days of opening.**

APR

Variable rate currently as low as 14.15% APR*

Fees

No annual or balance transfer fees.
Apply Today

Get the perks and enhanced rewards that fit your individual needs.

Currently a Member?

Get Started Online

Ready to Take the Plunge?

Apply Today

Mastercard®

Mastercard Credit Card

Best if you ..

are more concerned with rates then rewards.

APR

Variable rate currently as low as 11.99% APR*

Fees

No annual or balance transfer fees.
Apply Today

Get the perks and enhanced rewards that fit your individual needs.

Currently a Member?

Get Started Online

Ready to Take the Plunge?

Apply Today

Secured Mastercard®

Mastercard Credit Card

Best if you ..

are building or rebuilding your credit.

APR

Variable rate, currently 18.00% APR*

Fees

No annual or balance transfer fees.

© 2023 Pen Air CU. Federally insured by NCUA.  *APR=Annual Percentage Rate. APR is based on the Wall Street Journal Prime Rate which may vary with the market and is based on creditworthiness, qualifications and collateral conditions. The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Subject to credit approval. Additional limitations, terms and conditions may apply.

**Offer only available on new accounts. You will receive 20,000 CURewards® bonus points upon making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the bonus points.

Crunching The Numbers

What other numbers can we add for you? Explore More PenAir Calculators

Need a little more information?

Maybe you’ll find what you’re looking for here.

We will be happy to have one mailed to your address within 7-10 business days.

Yes! Apply online any time, stop by one of our locations to apply in person, or give us a call during business hours at 850.505.3200 and we’ll take your application over the phone.

Ready for this one? There’s no application fee. There are no balance transfer fees. There are no annual fees. That’s pretty good, right? We think so too.

Didn't find your answer? Say: Help Me With Something Else

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What are you waiting for? Apply for your new PenAir Credit Union credit card right now.

Bring Convenience to Your Fingertips
Apply Today

Get the perks and enhanced rewards that fit your individual needs.

Currently a Member?

Get Started Online

Ready to Take the Plunge?

Apply Today
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Disclosures

© 2023 PenAir. Federally insured by NCUA. *APR=Annual Percentage Rate. APR is based on the Wall Street Journal Prime Rate which may vary with the market and is based on creditworthiness, qualifications and collateral conditions. The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Subject to credit approval. Additional limitations, terms and conditions may apply. **Offer only available on new accounts. You will receive 20,000 CURewards® bonus points upon making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the bonus points.

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