At Pen Air, giving back to our community is important, we live here too.




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Members Matter

At Pen Air, our mission is to enhance the lives of our members through exceptional service, strength and financial solutions. We are a not-for-profit, member-owned financial institution, originally chartered in 1936 to serve civil service and military employees. That’s why many recognize us for our connection to the armed forces, but since then we have expanded and membership is easier than ever!

Ways to Qualify for Membership

  1. Active Duty or Retired Military
  2. Civil Service Employee
  3. Partnering Select Employer Group
  4. Immediate Family Member of numbers 1-3

Join Today

Learn more about the Friends of NMCRS Inc.

Member Benefits

Pen Air members can save thousands with exclusive credit union discounts with these product offers. We know you work hard to earn your money, and we want to be sure you keep as much of it as possible. That’s why we’ve teamed up with companies like Love My Credit Union, TrueCar, and TruStage to bring you member benefit savings on a variety of products and services. We encourage you to take advantage of these benefits and save.

CUNA Mutual Group Life and Disabiiity Claim Portal. Another membership product and service provided at Pen Air

CUNA Mutual Group Life and Disability Claims

We understand you value payment protection. Let a CUNA Claims Specialist help guide you through the process in your time of need. Our claims process is quick and easy.


Call 1.844.707.4964 with any questions. 


CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Optional MEMBER’S CHOICE
Credit Life and Credit Disability are underwritten by CMFG Life Insurance Company. Please refer to the Group Policy for a full explanation of the terms.

Save up to $15 on your tax refund by being a Pen Air member!

Treat yourself to a stress-free tax season! TurboTax is ready to help you get your maximum refund and save up to $15 by being a Pen Air member.

mother and daughter

Help protect your family with $1,000 insurance coverage paid for you by Pen Air. As a Pen Air member age 18 or older you can help protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $1,000 credit union paid coverage, you can purchase additional coverage at group rates.

  • You are pre-authorized for additional coverage up to $300,000
  • Your acceptance is guaranteed – No medical exams or health questions
  • Benefits are paid to your beneficiary if you die from a covered accident
  • You cannot be turned down for the Credit Union Paid Coverage or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.

Remember, the $1,000 coverage is at no cost to you. It’s complimentary of Pen Air.

Click here to enroll.

Robert Dudacek, Licensed Insurance Agent #972576-TN (0618 503692)

truecar car buying service

Don’t overpay for your next car.

Pen Air Car Buying Service, powered by TrueCar, allows you hassle-free car buying. It’s hard to know how much to pay for a new or used car. What if you’re not getting a good deal? With Pen Air Car Buying Service, powered by TrueCar, you can see what you should pay for the car you want.

truestage logo

Exclusively for credit union members like you, the TruStage Auto Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1.855.483.2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

trustage life insurance

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage. Learn about this important coverage by clicking on the link above or call 1.855.612.7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


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