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A local credit card should provide the convenience and peace of mind you need, with the perks and rewards you deserve. With great rates, no hidden fees and built-in security features, our suite of Pen Air credit cards deliver the purchasing power to bring your dreams to life. Apply for your new Pen Air credit card today!

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Pen Air Mastercard Credit Cards - choose from UWF, PSC, Ice Flyers, Blue Wahoos, Design Your Own and our standard design

Platinum Mastercard Credit Card

Receive alerts on the go

Credit Card alerts allow you to keep track of card activity anytime, anywhere! You'll be able to monitor real-time activity and spot suspicious transactions sooner.

  • Monitor transactions made outside of the U.S.
  • Monitor purchasing activity
  • Monitor real-time transactional activity
  • Set up multiple destinations for text and email alerts
  • Modify or delete alerts any time
Register Your Credit Card Here

Mastercard® Automatic Billing Updater

ABU helps ensure uninterrupted payment and service by seamlessly updating card-on-file account information to participating merchants in the event a card number changes or expires.

Automatic Billing Updater FAQs


Pen Air Platinum Mastercard® Credit Card

Consolidate your high interest Credit Card balances to our low-interest Mastercard® Credit Card to make one monthly payment and unlock the possibilities!

Pensacola Blue Wahoos Platinum Mastercard® Credit Card

Show your team spirit, local pride and give back to Early Brain Development while earning CURewards™ points with the official Blue Wahoos Mastercard® Credit Card! Each time you make a purchase, a percentage of the transacation income will be donated to Early Brain Development.  Learn more about our Blue Wahoos Mastercard® Credit Card .

University of West Florida Platinum Mastercard® Credit Card

Whether you are an Argo Alumni or a supporter of our local university, show your school spirit with a University of West Florida Mastercard® Credit Card. Each time you make a purchase, a percentage of the transaction income will be donated to the University of West Florida Alumni Association and Alumni Grant Program. Learn more about our UWF Mastercard® Credit Card.

Pensacola Ice Flyers Platinum Mastercard® Credit Card

Support our local hockey team by showing your team spirit and earn CURewards™ points with our official Pensacola Ice Flyers Mastercard® Credit Card. Learn more about our Pensacola Ice Flyers  Mastercard® Credit Card .

Pensacola State College Platinum Mastercard® Credit Card

Show your Pirate spirit and support our local state college with a Pensacola State College Mastercard® Credit Card! With every purchase, a portion of the transaction income will be donated to the Pensacola State College Alumni Association. Learn more about our PSC Mastercard® Credit Card.

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Design Your Own Card

Have your favorite digital photo printed on the front of your card and let your personality shine through! All you need to get started is a Pen Air Credit Card, a digital photo, and Online Banking.

Design Your Own Card FAQs


© 2019 Pen Air Federal Credit Union. APR=Annual Percentage Rate. *3.49% APR or 5.49% APR offer is valid for balance transfers made between 1/15/19 and 2/22/19 on all new Pen Air credit cards and subject to credit approval. Rate is based on credit worthiness. The balance transfer rate is good through the January 2020 billing cycle as long as your account remains in good standing. After that, unpaid balances revert to your standard APR which ranges from 11.15% to 18% APR.  Your standard APR may vary with the market and is based on the Wall Street Journal Prime Rate and is subject to change without notice. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate may default to your Penalty APR.   The cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Existing credit card or loan balances currently with Pen Air FCU do no qualify for this introductory offer.